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Thread ID: 80519	2007-06-26 03:11:00	Banks demand a look inside your PC	Chris Keall (10417)	Press F1

Post ID	Timestamp	Content	User
563068	2007-06-26 07:35:00	I could honestly tell my bank I'm not using any antivirus and/or anti-spyware software in my PC....... They would probably have a fit. They probably wouldn't understand my non-concern either.. :cool: Perhaps they should specify a non-M$ operating system must be used... lol You could always do your internet banking via a Live CD........	racepics (7812)
563069	2007-06-26 07:35:00	... and you could be liable for any online bank fraud loss if they find your security software is not up-to-date. Details here (blogs.pcworld.co.nz). so they are trying to make any security issue become the users problem. if the bank gets hacked and 200 users get cleaned out, the bank can be sure that the new terms of use will make 80% of the clams become the users problem even if it was the banks security that let the hackers in. if the bank wanted the system to be secure they would offer RSA one time key-fobs. problem with this is the cost, the solution they have in this new terms of use wont cost a dime. the bank has to accept that a good number of users will have key loggers and other crud and then take action to protect the users, not just change to terms of use to protect themselves. I do think that if a user has key loggers and crud in there system then is stupid to use internet banking, but the banks should take action to protect the dumb users.	robsonde (120)
563070	2007-06-26 07:49:00	honestly - its not THAT hard to install antivirus, anti Spyware software and maybe a firewall and set the scanners to do a weekly scan at a time your not using the computer - in most cases they update themselves so there really is no excuse - people should be taking these sort of precautions anyway if they are even thinking about moving any amount of money online :rolleyes: Yes it is hard for some of us. That would require completely formatting my system and then installing a buggy OS that I need third party apps to help 'protect' it. If they go that way I'll just say no thanx, you keep your bs policy, and I'll keep my Linux :D	Myth (110)
563071	2007-06-26 07:55:00	I do think that if a user has key loggers and crud in there system then is stupid to use internet banking, but the banks should take action to protect the dumb users. And how exactly do you think they'll do that? Ban them from online banking on their site? Buy them Symantec / Norton Firewall?? Coz they cant afford it? Ring them up and tell them to get off the site? Take $10 out of their account everytime they screw up? :lol: If someone is stupid enough to get keyloggers etc in the first place, coz they go to dodgy sites and get dodgy files, then thats their prob. Get something to fix it. If u think you're vulnerable to whatever.	Speedy Gonzales (78)
563072	2007-06-26 08:01:00	Yes it is hard for some of us. That would require completely formatting my system and then installing a buggy OS that I need third party apps to help 'protect' it. If they go that way I'll just say no thanx, you keep your bs policy, and I'll keep my Linux :D :thumbs:	winmacguy (3367)
563073	2007-06-26 08:22:00	What if I bank using my work computer, will the want to examine that. They have 2 shows at getting my work computer. My opinion: 1. The bank has my money... Its up to them to not lose my money. 2. All the virus/anti-spyware/firewalls will not protect you from phishing, pharming and shoulder surfing. 3. If the banks want us to use our own secure PC then why do they state on their websites: Westpac "From home, the office, or anywhere you have access to the Internet" BNZ "using any Internet-enabled computer, anytime, anywhere in the world" ASB "at a time and place that suits you. At home, at work, or anywhere in the world with access to the net via a computer" Security is really a partnership, both the bank and I should try to be as secure as we can. I promise not to give my ID and password away on purpose. My bank, Westpac, has only an ID and password, I don't believe that is enough. They need at least a second tier of security (two factor). see:- www.consumer.org.nz	porkster (6331)
563074	2007-06-26 09:08:00	What if I bank using my work computer, will the want to examine that. They have 2 shows at getting my work computer. My opinion: 1. The bank has my money... Its up to them to not lose my money. Well thats true. 2. All the virus/anti-spyware/firewalls will not protect you from phishing, pharming and shoulder surfing. Well no.. Some browser/s will tell u if theyre phishing sites, and people have to use common sense ( some people are too gullible), as in not going to sites in their emails, that people email saying to sign in whatever fake bank site). And putting their userrname / pw in it. And some programs DO actually work. People just cant be bothered installing them. Security is really a partnership, both the bank and I should try to be as secure as we can. I promise not to give my ID and password away on purpose True again, but most people dont update their system whatever it is, and they dont use firewalls. And they wonder why they get hacked, or get trojans, diallers or keyloggers, on their system. They've only got themselves to blame.	Speedy Gonzales (78)
563075	2007-06-26 09:13:00	A couple of years ago I cleaned up a computer for someone who said that their bank, ASB, told them via email that their PC was infected. They were locked out of using their account until they had the malware removed. I viewed the email they were sent but never did find out how the bank knew they were infected.	FoxyMX (5)
563076	2007-06-26 09:24:00	I guess it makes for a great opportunity for a bit of renewed marketing around computer security and awareness of malware etc and secure operating systems or keeping yours secure since according to some posters on this forum most computer users are idiots and lack common sense.	winmacguy (3367)
563077	2007-06-26 09:34:00	since according to some posters on this forum most computer users are idiots and lack common sense. Well you're right about this. Thats exactly what I'm saying. You just have to do a search in here for all the HJT logs, and see all the people who were infected with something. Because they installed the wrong software, (that installed malware/trojans/worms, rogue software etc), they went to dodgy sites, got dodgy files. Or didnt have a firewall or AV program installed. And they didnt update their system, and keep it up to date. And got hit by some vulnerability. Because they couldnt be bothered updating Office/Windows/whatever.	Speedy Gonzales (78)
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