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| Thread ID: 141674 | 2016-02-03 03:34:00 | Spending / living patterns | Nomad (952) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 1415391 | 2016-02-03 03:34:00 | I was just watching the UK documentary last night . I am pretty adaptable, I go abroad on a 10 day just so it doesn't get too pricey and stay in hostels / lodges with my own room . While NZ has this thing with houses, many people overseas live in apartments and if you are really well off you may live in a townhouse . From NZ, we can benefit from that if we change our mindset? Not that long ago as a uni student, all I arrived in was one luggage and one carryon, a bed, a table, a wardrobe and a chair and maybe a bookshelf . The larger the place, the more bills to pay like rates and power, and other things you end up buying to decor up . Me looking around my own room here, if I didn't get my stereo at uni I would have the money, I would have the additional space, ditto my almost free A3 photo printer with the inks I got . Outsource the job, get the initial cost back, get the real estate back . Books can be borrowed instead . My uni books could have been bought and sold second hand at end of year and got back 50% . And then there are this box of old CDs and floppy disks and cables . |
Nomad (952) | ||
| 1415392 | 2016-02-03 07:00:00 | I was just watching the UK documentary last night. I am pretty adaptable, I go abroad on a 10 day just so it doesn't get too pricey and stay in hostels / lodges with my own room. While NZ has this thing with houses, many people overseas live in apartments and if you are really well off you may live in a townhouse. From NZ, we can benefit from that if we change our mindset? Not that long ago as a uni student, all I arrived in was one luggage and one carryon, a bed, a table, a wardrobe and a chair and maybe a bookshelf. The larger the place, the more bills to pay like rates and power, and other things you end up buying to decor up. Me looking around my own room here, if I didn't get my stereo at uni I would have the money, I would have the additional space, ditto my almost free A3 photo printer with the inks I got. Outsource the job, get the initial cost back, get the real estate back. Books can be borrowed instead. My uni books could have been bought and sold second hand at end of year and got back 50%. And then there are this box of old CDs and floppy disks and cables. Wow, come and see my house, its full of all the stuff I have amassed in 50 years. |
Digby (677) | ||
| 1415393 | 2016-02-03 07:04:00 | That middle class guy was a real jerk. The snobbiest of all of them...even that gypsy multimillionaire. Sat on his butt t seemed and got his wife to do all the work. | psycik (12851) | ||
| 1415394 | 2016-02-03 18:52:00 | While NZ has this thing with houses, many people overseas live in apartments . . . . . From NZ, we can benefit from that if we change our mindset? . . The larger the place, the more bills to pay like rates and power, and other things you end up buying to decor up . . Er well . Apart from Auckland lately, we had lots of space and few people . In Europe it's the other way around . PLus in a lot of countries, Germany for instance, landlords are not like they are here . Here, there is the perception there is something wrong with you if you have to rent . Houses are often not maintained and leases are uncommon . The other thing . . . mortgages don't increase . Rents do . Take the long term - 10 - 15 years . Your mortgage repayments become not much at all, you can increase that and pay it off totally quick, or remian paying bugger all . meanwhile rents go up and up . The larger the place - the higher the rates? Hmmm, not really . Maybe the larger the chunk of land, not the house itself . And rates depend more on where you live . I pay $1500, friend in Canterbury town with same size section pays $2800 . BIL in Huntly with slightly bigger section, but not a lot bigger, pays $2400 . Power? So if you have a big house you use more power? Hmm, I had a bigger house down South than we do here but power usage (by units) is basically the same . Recently it has increased here, but that is because we have an extra person using things, mainly hot water . |
pctek (84) | ||
| 1415395 | 2016-02-03 19:09:00 | Er well. Apart from Auckland lately, we had lots of space and few people. In Europe it's the other way around. PLus in a lot of countries, Germany for instance, landlords are not like they are here. Here, there is the perception there is something wrong with you if you have to rent. Houses are often not maintained and leases are uncommon. The other thing...mortgages don't increase. Rents do. Take the long term - 10 - 15 years. Your mortgage repayments become not much at all, you can increase that and pay it off totally quick, or remian paying bugger all. meanwhile rents go up and up. The larger the place - the higher the rates? Hmmm, not really. Maybe the larger the chunk of land, not the house itself. And rates depend more on where you live. I pay $1500, friend in Canterbury town with same size section pays $2800. BIL in Huntly with slightly bigger section, but not a lot bigger, pays $2400. Power? So if you have a big house you use more power? Hmm, I had a bigger house down South than we do here but power usage (by units) is basically the same. Recently it has increased here, but that is because we have an extra person using things, mainly hot water. Huh? You seem to think you have the world's view and perspective on everything... wake-up call pctech... you don't. |
Greg (193) | ||
| 1415396 | 2016-02-03 22:17:00 | Er well. Apart from Auckland lately, we had lots of space and few people. In Europe it's the other way around. PLus in a lot of countries, Germany for instance, landlords are not like they are here. Here, there is the perception there is something wrong with you if you have to rent. Houses are often not maintained and leases are uncommon. The other thing...mortgages don't increase. Rents do. Take the long term - 10 - 15 years. Your mortgage repayments become not much at all, you can increase that and pay it off totally quick, or remian paying bugger all. meanwhile rents go up and up. The larger the place - the higher the rates? Hmmm, not really. Maybe the larger the chunk of land, not the house itself. And rates depend more on where you live. I pay $1500, friend in Canterbury town with same size section pays $2800. BIL in Huntly with slightly bigger section, but not a lot bigger, pays $2400. Power? So if you have a big house you use more power? Hmm, I had a bigger house down South than we do here but power usage (by units) is basically the same. Recently it has increased here, but that is because we have an extra person using things, mainly hot water. I'm not in AKL but a AKL apartment uses less power than an AKL house. Unless I have that wrong. If one purchases a AKL townhouse or apartment the rates are likely to be lesser too. The mortgage for the townhouse/apartment also lesser. Does one need so many picture frames or flower pots or that large garden. |
Nomad (952) | ||
| 1415397 | 2016-02-03 23:36:00 | Huh? You seem to think you have the world's view and perspective on everything... wake-up call pctech... you don't. Whats your problem? Oh, yeah, I disagreed with you about your religious rant. get over it |
pctek (84) | ||
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