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Thread ID: 150506 2022-02-28 19:27:00 Homeless piroska (17583) PC World Chat
Post ID Timestamp Content User
1484635 2022-03-01 06:11:00 Mum developed UTI issues when her toiletting became compromised (sh1+ going everywhere), and the UTIs led to a rapid change in temperament and behaviour (called delerium). A few days on antibiotics would get her back onto an even keel again. It's been a lifesaver for me. Well worth pushing for a urine test to ensure that's not the issue creating a crisis where no crisis needs to exist. Paul.Cov (425)
1484636 2022-03-01 06:14:00 Trust would have to have been set up about 10 years ago and the funds gifted into it over time.

We have tenants in common instead, if one of us dies the other gets to live in the house for as long as necessary but if we were to remarry the new partner doesn't have a claim on the house.
gary67 (56)
1484637 2022-03-01 06:17:00 And as undesirable as it may sound, the UTI and hygeine issues disappeared once I took charge of the 'clean up' after #2's. It's just better for all involved once it gets to that point...
There's also subsidies for supply of free incontinence supplies, and subsidies for care assistance in the home, and respite care to give you a break.
Mums care at home is costing us nothing, she still collects a pension, I collect an Assisted Living benefit for being her primary caregiver, by brother gets paid for days he gives me some cover.
Add in the covid risk to her will be higher in a care facility. That doctor is not working in her interest. Sounds more like he fancies a chance to buy your home in a forced sale.
Paul.Cov (425)
1484638 2022-03-01 06:19:00 Trust would have to have been set up about 10 years ago and the funds gifted into it over time.

We have tenants in common instead, if one of us dies the other gets to live in the house for as long as necessary but if we were to remarry the new partner doesn't have a claim on the house.

Yeah, that's a lot like the arrangement her with me and mum. Much as one greedy sibling will object to it, I can stay here forever after mum passes. I paid for half the place, did the maintenance, and the bulk of the care, happily chucked in my career (with loss of income), so yeah, I reckon I've a reasonable right to stay here.
Paul.Cov (425)
1484639 2022-03-01 17:27:00 Trust would have to have been set up about 10 years ago and the funds gifted into it over time.

That was the way you used to have to do the gifting and that was how we did it but I understand now that the rules have been changed and you can gift it all in one go.
Roscoe (6288)
1484640 2022-03-01 22:30:00 Wow, I thought dependant children were protected, but they don't seem to get any mention here .

What stops you from continuing to look after your mother at her home?

Anyway, they can take the house and all assets down to a limit of $239,930, or you can retain the house and keep assets (cash) to the value of $131,391 .

One option that might keep everyone happy is to rent the house to yourself and your brother . The rent you pay goes towards mums care costs, meanwhile you and bro collect an accommodation suppliment to help pay the rent . . . it's a money-go-round from one govt dept to another .

.



The legislation governing the subsidy is the Residential Care and Disability Support Services Act 2018, and the assessment procedure is overseen by the Ministry of Social Development (MSD) .

To receive the subsidy, applicants must satisfy three MSD criteria:

The value of their assets is below the means assessment threshold
Their income is below the allowable amount, and
They have not ‘deprived’ themselves of more assets than MSD allows (for example, by giving them away to a trust) .


Note there is no discretion for excess gifting within the 5-year gifting period .

The $6,500 per year allowable gifting can only be applied from the date of the first gift within the 5 year gifting period .

Gifting more than this amount must be included in the means assessment of assets . There is no discretion not to include excess gifts made during the gifting period .

Outside the 5-year gifting period, gifting over $27,000 in any one year is considered deprivation .

A gift can be considered a 'deprival of assets' and the Government agency dealing with the application has the discretion to 'claw back' the gift into the applicant's asset pool, meaning that the person would have to pay for their care until their assets were under the qualifying level for Government assistance .

For example makes a property transaction for less than the fair value, for example selling a property for less than current value

There was a court case . . . Mrs Broadbent if you care to look it up .
MSD took back the house money, appeal overturned it somewhat .

He lives on $316 a week, so do I, as carer . . . . . pathetic . ,
And yes I have tried to find part time work . Thats been a fail here .

Rent? What with? I don't qualify for accommodation supplement, board isn't high enough . . . I had a friend with a $375 week mortgage, she got $45 supplement, so it doesn't help much, that was in Auckland .

We could survive here, but not with renting something . . . . and assuming he/we could get one . People in cars now . . . with kids . . . . we sure aren't high priority .

Whether court would decide it is this deprivation, I don't know, they'd have to be bastards to toss him out on the street . . . . . . . . . in his state . He'd be a target in one of those hell holes too . . . . . . scams, threats, whatever . Never mind his health issues .
And why? So it costs more money sorting him? Stupid .

Yes, she wants to stay, always has, that's the reason I came, well sort of, and my brother really . He can't cope with her either and he can't manage on his own with her . physically as well, as in housework etc .
They had the 1 hr a week - the 1 hr a fortnight cleaner, the place was a filthy tip when I came . . . so much for that . . . .

Dunno, all I can do is try . Proceed with lawyer, see what happens . Trouble is, if they decide she needs to go, they'll over ride me and her wishes .
And of course if she does become demented to the point she needs watching 24 hrs a day . . . can I?
piroska (17583)
1484641 2022-03-01 22:33:00 And as undesirable as it may sound, the UTI and hygeine issues disappeared once I took charge of the 'clean up' after #2's.
There's also subsidies for supply of free incontinence supplies, .


Yes that's a thing now, it's OK, she'd have to be referred to specialist, assessed etc to get nappies. Doc hasn't been interested and most likely cause of my mum not wanting to.

Sons GF gets them for us (She works in aged care) , I have 3 cartons at present. My mum is using them which is good, saves a lot of cleaning now.


She always used to say: Don't get old.
Damn right. Even though I'd rather he hadn't, at least husband was spared this decline....he did have dementia...
piroska (17583)
1484642 2022-03-01 23:12:00 And of course if she does become demented to the point she needs watching 24 hrs a day...can I?

My strategy to cope with the watching was to get a couple of cheap IR motion detectors (driveway/garage motion alarms).
I set each one watching either side of her bed, or the sides of her chair, with the RF audio alarm units wherever I am in the house to alert me if she's attempting to move.
It's enough to allow you to relax a bit and to get some slepp without being on high alert 24/7.
A baby monitor helps as well.
As she's got older mum has become barely able to move unaided, which has helped dramatically to decrease the wandering / getting up/out of bed and falling nonsense.

You're getting so much less support than I got up here, and I do have to wonder if her GP is failing you somewhat.
Maybe seek out a needs assessment from the hospital. They did an interview with us and a supply of incontinence stuff and other supports started to flow just from that.
Paul.Cov (425)
1484643 2022-03-02 02:51:00 My strategy to cope with the watching was to get a couple of cheap IR motion detectors (driveway/garage motion alarms).

A baby monitor helps as well.
As she's got older mum has become barely able to move unaided, which has helped dramatically to decrease the wandering / getting up/out of bed and falling nonsense.

.

That's a good idea. Thanks.
piroska (17583)
1484644 2022-03-02 21:26:00 We have tenants in common instead, if one of us dies the other gets to live in the house for as long as necessary but if we were to remarry the new partner doesn't have a claim on the house.

The deprivation thing doesn't apply to spouses anyway.
piroska (17583)
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