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| Thread ID: 61487 | 2005-09-06 10:35:00 | Car insurance | Fergie (6508) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 386476 | 2005-09-09 06:08:00 | Might I ask...what is a 96 Holden Astra diesel Hatchback? I get the diesel part, and probably understand the hatchback part too...the shorthand "96" is probably the production year...but the rest of it is too strange for me. Maybe I'll just Google it and see. |
SurferJoe46 (51) | ||
| 386477 | 2005-09-09 06:10:00 | images.google.co.nz | Metla (12) | ||
| 386478 | 2005-09-09 06:19:00 | Might I ask . . . what is a 96 Holden Astra diesel Hatchback? I get the diesel part, and probably understand the hatchback part too . . . the shorthand "96" is probably the production year . . . but the rest of it is too strange for me . Maybe I'll just Google it and see . Holden is an iconic Australian make that originally was designed for Australian conditions, ie dirt roads, outback, long distance driving . Bought up by General Motors . Holden Astra is basically the German Opel General Motors car: . germancarfans . com/photos . cfm/photoid/3040817 . 001/opel/1 . html" target="_blank">www . germancarfans . com |
Terry Porritt (14) | ||
| 386479 | 2005-09-09 06:30:00 | images.google.co.nz Damn I wish my car looked as flash as those ones |
Morgenmuffel (187) | ||
| 386480 | 2005-09-09 10:05:00 | Might I ask . . . what is a 96 Holden Astra diesel Hatchback? I get the diesel part, and probably understand the hatchback part too . . . the shorthand "96" is probably the production year . . . but the rest of it is too strange for me . Maybe I'll just Google it and see . In US, they will be known to you as the 1996 model of Opel Astra |
techie (7177) | ||
| 386481 | 2005-09-09 14:57:00 | I had to get full cover insurance to use my car as security for a personal loan. Im currently paying $1300PA for full cover (Was previously only on 3rd party) for my '96 Hyundai Accent 1.3L Mate of mine driving a '96 Nissan Silvia 2L Turbo is also paying the same with National Auto. Im thinking of switching..... |
Chilling_Silence (9) | ||
| 386482 | 2005-09-09 15:08:00 | Ok where do I start . . . 1) Only an idiot would not get insurance . . . let's be sensible it is there for your protection and the protection of others . 2) Insurance will always be costly no matter what . . especially when you're starting out . As stated before, clean driving records go a long way . 3) As far as turbos are concerned, yes it is a "bells and whistles alarm" trigger, but it is not the sole reason for high premiums and insurance cost . 4) Insurance companies hate settling claims . . . no matter what the circumstances . I am insured with National Auto Club in my 1st year with them I was charged a little over $1300 . My previous insurance company would not insure me any longer after I had installed an alarm, changed to 17" alloy wheels and replaced the factory springs with aftermarket King Springs, my car was deemed modified for racing . . . this despite the fact my car was a non-turbo single cam car (Mitsi Lancer) and I was 28 when I bought the car . Now I was peaved off that they cancelled the insurance as I had been with them for 3 years WITHOUT a claim at all . . . just goes to show how VALUABLE I was as a customer! Anyways National Auto Club was the ONLY insurance company that would insure me . . . I tried every one out there including brokers but I was told the same thing . . . " sorry we don't insure vehicles that have been modified " I am still with National Auto Club, my insurance was $973 for this year . I guess it isn't too bad and it will go down more in the next year . I made my 1st claim this year and that was turned down because I was nearly 20Km/h over the speed limit and they deemed that I was driving wrecklessly and this is in violation of a clause in my policy . . . I GAVE THEM THE FINGER . . . I don't have the time or the extra money to go through the whole re-evaluation process . Unfortunately I am sticking with them as other insurance companies would charge me on the upside of $1700 (State quoted me $1800) Being over 25 doesn't mean jack . . . no matter what they say . I would say the best thing to do is get insured . . . get the best deal you can obviously and then drive safely to build up a record with the insurance company . . . no accidents is the only thing they care about . . . it's like building a credit history . . . if you have no credit history then it's hard to borrow money . . the same rule applies to insurance . Another thing to keep in mind is that if you want a turbo-charged vehicle (and you're under 25) best thing to do is get a non-turbo charged vehicle and have it insured for a few years . . . keep out of trouble and once you have a good record with the insurer look at upgrading your vehicle . . . your cleaning driving and claim free record will go a long way to lowering the cost of you insurance . National Auto Club is good in terms of "they'll insure anyone" but it does come at a premium . You will need to weigh these up with any company though . Some are stricter than other in terms of client base though . Shop around and don't be too keen on getting a turbo-charged vehicle straight out of the gate . As far as getting the vehicle insured under your parents name/s that isn't really any better as they would have to stipulate you as an under 25 driver which would still incur an increase in the premiums as well as the insurance costs itself, the excess would be higher than usual as well . . . up to $1000 . Just my 2c worth . cheers chiefnz |
chiefnz (545) | ||
| 386483 | 2005-09-09 16:38:00 | Holden is an iconic Australian make that originally was designed for Australian conditions, ie dirt roads, outback, long distance driving . Bought up by General Motors . Holden Astra is basically the German Opel General Motors car: . germancarfans . com/photos . cfm/photoid/3040817 . 001/opel/1 . html" target="_blank">www . germancarfans . com Aha! No wonder I don't "know" the car . The US stopped letting the Opels in this country after the Opel GT (The Little Corvette) proved to be such a poor hit . With literally one half of the engine under the dashboard, service was nigh impossible . The transmission internal parts were all made one-off and were not interchangeable from vehicle to vehicle . . even the same year/make/model . As a mechanic, I guessed the machinery used to manufacture the cars was made of wood, and the tolerances shifted the precision of the parts according to the moisture quantity in the lathe or turret head on the mill or perhaps the alcohol content of the lathe operator . They (Opels) are all gone now . . . like the NSU Prinz, the Renault Gordini, the Austin America and the Citroen . I think they are doing yeoman duty as fish reefs somewhere near you guys . The Australians are up to it and the word is that they are trying to make an island called "Newer Zealand" out of them . (Let me borrow a Metla here): Muhahahahahahahaha |
SurferJoe46 (51) | ||
| 386484 | 2005-09-09 23:49:00 | cool. i'll just chuck in a few insurance companies i found. National Auto club (apparently cheap with high excesses, but i've been told my HEAPS that they're rubish and try to avoid) Pioneer - will insure alot, not as expensive as State and that, i got quoted $1300pa for that 2L turbo with a few mods with me as driver Insure Direct - they insure everyone and everything - aprarently they don't wanna turn anyone down. Was $1300 pa (full cover) abour $400 3rd P&T with pretty hi excesses tho. |
Fergie (6508) | ||
| 386485 | 2005-09-10 00:06:00 | Make sure you ask them to quote for an agreed value instead of replacement cost. Lo. |
Lohsing (219) | ||
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