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Thread ID: 61559	2005-09-09 01:35:00	applying for a credit card at a bank branch	lance4k (4644)	PC World Chat

Post ID	Timestamp	Content	User
387049	2005-09-09 14:11:00	don't mean to hijack - but quick Q... I want a CC for online purchases for next year when i'm at Uni (at the mo i use my mums card and just pay her etc) But i won't be able to get one as i'm not working (correct?) I do work in holidays etc - but i'm assuming this won't cover it. Is there any way i could get one (i'm 18) while at uni? I mean it doesn't even have to be a CREDIT card, it could just be a Debit card that acts and looks like a credit card - as i always have the money b4 i buy. even with a $100 Credit limit i'd be happy! I got my credit card as a student - part of the package I believe. They want you to have one to get used to using them ;) The BNZ has never increased by limit of $500 because I suspect I'm one of those annoying people who uses it but pays the balance in full each month. I don't use it much now though as I can just pay most NZ companies using Internet Banking with Direct Credits. Use ya "soon to be" interest free student loan instead :p	gibler (49)
387050	2005-09-09 20:06:00	don't mean to hijack - but quick Q... I want a CC for online purchases for next year when i'm at Uni (at the mo i use my mums card and just pay her etc) But i won't be able to get one as i'm not working (correct?) I do work in holidays etc - but i'm assuming this won't cover it. Is there any way i could get one (i'm 18) while at uni? I mean it doesn't even have to be a CREDIT card, it could just be a Debit card that acts and looks like a credit card - as i always have the money b4 i buy. even with a $100 Credit limit i'd be happy! You shouldn't have any trouble. Ask at the bank.	JJJJJ (528)
387051	2005-09-10 02:17:00	An unused high credit limit has its drawbacks, eg if you apply for a home loan the lenders will count your full limit repayments as monthly expenditure.	Greg (193)
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