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Thread ID: 63142 2005-10-31 00:00:00 buying an apartment for the first time-help lance4k (4644) PC World Chat
Post ID Timestamp Content User
400514 2005-10-31 00:00:00 when u purchase an apartment, and u go to the bank and get the finance, then u sing the contract to purchase an apartment, do u pay the money to the seller, real estate agent or what? lance4k (4644)
400515 2005-10-31 00:03:00 You do it all through your lawyer, if you don't have one then get one.

Otherwise you are likely to be reamed. (in addition to the legal fees)
godfather (25)
400516 2005-10-31 00:14:00 You do it all through your lawyer, if you don't have one then get one.

Otherwise you are likely to be reamed. (in addition to the legal fees)
So do i go to a lawyer, and say I'd like u to handle the buying of an apartment I'm going to buy, then whats the process?
lance4k (4644)
400517 2005-10-31 00:27:00 Weren't you asking about signing up for the dole last week?

Suggest you make a trip into your bank and discuss the probability of you getting a loan before you start racking up the lawyers bills......
Metla (12)
400518 2005-10-31 00:31:00 Go to Bank - Get Pre Approval
(Some banks require 30-40% deposit for Apartments)
Go to Lawyer - Setup an account/contact
Go to Real Estate Agent
(Describe what you want)
See Apartments
See many Apartments
Evaluate $$$/Value/Price
Be aware of additional costs like Body Corporate Fees (some are well over $5,000 p.a.)
Consider carefully
Make conditional offer
- Bank Approval
- Lawyer Approval (Gotchas in the contract)
- Building inspection (Is it built right)
- Satisfactory to you LIM Report (Council supplied)

Most importantly tread carefully in case you get burned.
KiwiTT_NZ (233)
400519 2005-10-31 00:46:00 KiwiTT is spot on as I see it.

Except I would go to the Lawyer first, explain what you are doing.
They will guide you and keep you somewhat safer.
godfather (25)
400520 2005-10-31 02:22:00 err buying an apartment in Auckland (if thats where you are) may not be a good move at present... unless you want to lose money that is. netchicken (4843)
400521 2005-10-31 04:02:00 err buying an apartment in Auckland (if thats where you are) may not be a good move at present... unless you want to lose money that is.

I'll second that !!! Can't see from your profile where you are live ...but if in Auckland or thinking of buying here I would think veeeeeeerrry carefully.
cheers
Misty :groan:
Misty (368)
400522 2005-10-31 04:11:00 All good replies so far........Yes get a lawyer...Also really check out the apartment you want to buy....things like workmanship, Fire escapes, the sort of people living in other
apartments. (students, gang members) Does it come with a carpark or not. If there is a view will something else be built in front of your apartment. Noise levels from the street , Clubs, Bars etc............
wmoore (6009)
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