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Thread ID: 63613	2005-11-16 09:51:00	Car insurance	george12 (7)	PC World Chat

Post ID	Timestamp	Content	User
404810	2005-11-16 11:41:00	Risk Aversion. You will seriously be paying something like $1000 a year in insurance. Thats a lot of money. Now if you're willing to risk it, and drive for a year, then you've got $1000 towards repairing/replacing your or someone elses car. After two years you're a fair way towards a new car and fixing someone else's car that you may have crashed into. Do you really need a car? Why don't you wait until you get your restricted first, insurance will drop further. Drive you're parents car for a while. I learnt to drive in my grandmas Mazda 121. I wasn't the coolest kid on the block but oh well. Doing a computer science/physics major doesn't help that much either.	DangerousDave (697)
404811	2005-11-16 19:04:00	Perhaps the parents don't want him driving their expensive car. Nothing wrong with a $1500 car necessarily. Mine cost a whole $800. And its in excellent condition. It was cheap because it had paint leprosy. I'd go with whoever your parents have their insurance with. AMI tend to be a lot better if say your mum rang up and mentioned her policies and asked about your insurance. Good for you getting the fire and theft part. People do steal cars on the spur of the moment to joyride and then trash them. And a friend of mine just recently had a car with 3rd party only and some guy set it on fire. He was arrested but fat lot of good that did them. Avoid Tower. They don't pay out on stuff.	pctek (84)
404812	2005-11-16 21:01:00	Risk Aversion. You will seriously be paying something like $1000 a year in insurance. Thats a lot of money. Now if you're willing to risk it, and drive for a year, then you've got $1000 towards repairing/replacing your or someone elses car. After two years you're a fair way towards a new car and fixing someone else's car that you may have crashed into. Do you really need a car? Why don't you wait until you get your restricted first, insurance will drop further. Drive you're parents car for a while. I learnt to drive in my grandmas Mazda 121. I wasn't the coolest kid on the block but oh well. Doing a computer science/physics major doesn't help that much either. I just mentioned a quote or between $290 and $585. I have my restricted, otherwise their wouldn't be a lot of point buying a car! And I drove my parent's car for the last 6 months - good practice. It's worth less than mine. 1992 Toyota Corolla, 250000kms, rust everywhere. I want a car because: 1) When mum is at work 7pm-7am at the hospital, it would be nice to be able to have a car to use THEN, to go to/get home from work etc 2) If mum's too tired to drive me to school and I'm late, or it's raining heavily, I can just drive myself. There's no way I could take the family car for the whole day. 3) It means I can go wherever I like without having to find a convenient time to borrow the car I'll try AMI again. Cheers, George	george12 (7)
404813	2005-11-16 21:05:00	My first car was a yellow Mk3 Cortina Station Wagon. Cost me $200. Muhahahaha......They were some bad wheels.	Metla (12)
404814	2005-11-16 21:38:00	My first car was a yellow Mk3 Cortina Station Wagon. Cost me $200. Muhahahaha......They were some bad wheels. My first car was a 1929 Essex Super six. Cost me $65. Petrol was rationed and you couldn't buy tyres. Spent half my time fixing punctures in four completely bald tyres. At least we didn't have warrants of fitness in those days. And only one traffic cop in town. He spent most of his time doing licence tests on new drivers. No one worried much about driver's licenses either. I drove for four years before I even applied for one. Insurance? What's that? :confused: Those were the days :D	JJJJJ (528)
404815	2005-11-16 22:41:00	Can't really help with advice on a third party fire and theft insurance as the only ones we have are full insurance and just third party insurance . The latter is on a car that is only worth $750 so it is cheap enough to take the risk . What I can advise on is to get yourself a "crook lock" for the steering wheel as well as the car alarm as it is very effective . The cheap car mentioned above has just been broken into for the fourth time in six months but at least it has so far remained where it was parked . The other piece of advice is not to leave anything in your car . The second time the above car was broken into it got totally cleaned out - they even took a pair of broken sunglasses and a map book . :( If you can park off the street so much the better but just be aware that there are a lot of scumbags out there who get their kicks from helping themselves to or damaging other people's property and cheap old cars appear to be a magnet for some of the worst of them . :mad:	FoxyMX (5)
404816	2005-11-17 01:31:00	My first car was a 1929 Essex Super six.D Cool.	pctek (84)
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