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Thread ID: 73522 2006-10-22 15:44:00 Credit Cards & Death SurferJoe46 (51) PC World Chat
Post ID Timestamp Content User
493188 2006-10-22 15:44:00 OK> . . this is for real .




Be sure & cancel your credit cards before you die .

This is so priceless, and so easy to see happening, customer service being what it is today .


A lady died this past January, and Citibank billed her for February & March for their annual service charges on her credit card, and then added late fees & interest on the monthly charge . The balance had been $0 . 00, now it's somewhere around $60 . 00 .

A family member placed a call to Citibank:

Family Member: "I'm calling to tell you that she died in January . "

Citibank: "The account was never closed and the late fees & charges still apply . "

Family Member: "Maybe you should turn it over to collections . "

Citibank: "Since it is two months past due, it already has been . "

Family Member: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to the frauds division or report her to the credit bureau; maybe both!"

Family Member: "Do you think God will be mad at her?"

Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you . . . the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor"

Supervisor gets on the phone .

Family Member: "I'm calling to tell you, she died in January"

Citibank: "The account was never closed and the late fees & charges still apply . "

Family Member: "You mean you want to collect from her estate?"

Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew . " (Lawyer info given)

Citibank: "Could you fax us a certificate of death?"

Family Member: "Sure . " (the fax number is given)

After they get the fax . . .

Citibank: "Our system just isn't setup for death . I don't know what more I can do to help . "

Family Member: "Well, if you figure it out, great! If not, you could just keep billing her . I don't think she will care . "

Citibank: "Well, the late fees & charges do still apply . "

Family Member: "Would you like her new billing address?"

Citibank: "That might help . "

Family Member: "Odessa Memorial Cemetery, Highway 129, Plot Number 69 . "

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on your planet?"
SurferJoe46 (51)
493189 2006-10-22 18:07:00 :illogical :lol: :lol: :lol: rob_on_guitar (4196)
493190 2006-10-24 07:10:00 :D :lol: pcuser42 (130)
493191 2006-10-24 07:16:00 :waughh: :illogical :lol: stu161204 (123)
493192 2006-10-24 07:19:00 Grandma better watch out, banks in NZ would charge accruing interest on those late fees... before she knows it she'll be up to her eyeballs in debt :eek: Shortcircuit (1666)
493193 2006-10-25 04:03:00 Grandma better watch out, banks in NZ would charge accruing interest on those late fees... before she knows it she'll be up to her eyeballs in debt :eek:

Wonder if they'd have the guts to dig her up again.....
SurferJoe46 (51)
493194 2006-10-25 09:12:00 Wonder if they'd have the guts to dig her up again.....

I guess the bank might want to dig up some dirt on her :groan: :D
Shortcircuit (1666)
493195 2006-10-26 06:53:00 They might pinch the pennies from her eyes:stare: rob_on_guitar (4196)
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