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Thread ID: 79519	2007-05-22 12:52:00	compulsory 3rd party insurance	motorbyclist (188)	PC World Chat

Post ID	Timestamp	Content	User
552179	2007-05-24 11:09:00	ah that would be what happened, sick leave. still, businesses pay ALOT in acc levies, and that cost comes ultimately out of our pocket. i'm all for acc btw, sueing each other willy nilly is not a path i'd like to see us go down	motorbyclist (188)
552180	2007-05-24 11:50:00	3 years ago my daughter was in a major head on car accident. The driver who crossed the centre line into her was a drug addict with no warrant, rego or insurance. If the government think they can fix this type of problem with compulsory 3rd party insurance they are dreaming. It will just increase the unpaid fines account. ACC covered the medical bills and 80% of a low income for six months (she was due to start a higher paid job a week later. Such is life). On going bills - the odd doctor or physio visit, orthotics for her shoe etc - are not fully covered by ACC due to the surcharges and will probably add up to a fair bit over her lifetime.	Mercury (1316)
552181	2007-05-24 12:27:00	Many years ago NZ did have compulsory TPI, it was obtained with the annual car registration, it was a bloody good idea, and I don't know why it was dropped. The United Kingdom has it, to register a vehicle one has to produce a Certificate of Insurance and a MOT Test Certificate (=WOF) - witha penalty of UKPds for every day since the Registration?Road Tax expired, it tends to make offenders eyes severely water when they are caught. In Australia we have it it costs about $300 and is included in the annual car registration cost - it protects the victim in the event of an accident - I cant see why it is not workable in NZ, all they need is an enforced penalty sufficiently severe to make a serious example of people who infringe the rule. In a society where a significant minority in the community ignore traffic fines there is a problem that needs solving - do away with the slap over the wrist damp bus tickets, and apply the Idi Amin philosophy - " the firm smack of authority - on the back of the head with a rifle butt" - maybe a bit over the top - but to obtain observance of the law requires two factors - certainty of being caught - and a punishment (that will be applied without fear or favour), sufficiently severe to be a deterent - it requires both factors to work. To not put in place a system that will benefit most innocent victims of motoring mayhem is just a cop out - but then what else would you expect from th Government - they are prepared to make criminals of parents that smack their children, why can't they do something useful.	KenESmith (6287)
552182	2007-05-24 12:45:00	. . . " the firm smack of authority - on the back of the head with a rifle butt- . . . . . . . . . . - but then what else would you expect from th Government - they are prepared to make criminals of parents that smack their children, why can't they do something useful . " well said! you've won my vote!	motorbyclist (188)
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