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Thread ID: 79519 2007-05-22 12:52:00 compulsory 3rd party insurance motorbyclist (188) PC World Chat
Post ID Timestamp Content User
552149 2007-05-23 05:56:00 If your kid buys a $10,000 car for nothing down and you can't do anything to stop it then you have bigger problems that that . If your kid seems to go through unusual amounts of tyres, spends unusual amounts on booze, hangs out with others doing similar, then how can you claim ignorance or unable to reign him in?

Perhaps you might like to offer some suggestions as to how one might rein in such an 18-year-old or older child? :)

People 18 years and older are legally able to take out their own hire purchase agreements without parental permission being required . The mother of an 18-year-old youth was interviewed on TV a couple of weeks back, saying that her son had got himself a big loan to buy his wheels and there was nothing she could do about it .

It's so easy to get loans these days that kids are taking advantage of them and then getting themselves into massive debt .




If your kid is still living at home then you still have some rights and a hell of a lot of responsability .

The only "rights" and "responsibilities" you have are how your child behaves whilst under your roof, just like with any other adult . You have no control or responsibility over how they gain or spend their money or how they behave once off your property after they turn 18 . As far as the law is concerned they are then adults and entirely responsible for themselves .
FoxyMX (5)
552150 2007-05-23 06:03:00 Bring back the VeloSolex. If that's the only petrol powered vehicle allowed before the age of 60, their behaviour will be much better. Can't do much damage with one of them. Graham L (2)
552151 2007-05-23 06:54:00 the single biggest problem with compulsory insurance is that it will remove competion between insurance companies. the end result is ALL motorists will be ripped off. you only have to look at the outrageous prices aussies pay for insurance. tweak'e (69)
552152 2007-05-23 07:07:00 1) I always thought insurance compulsary anyway, well at yeast 3rd party..
2) How does insurance stop the racing?
SolMiester (139)
552153 2007-05-23 07:31:00 1) I always thought insurance compulsary anyway, well at yeast 3rd party..
2) How does insurance stop the racing?If insurance is compulsory (and expensive) and the punishment for not having it is sufficiently severe, then the hoons that are causing the current media stir won't do it - since it's illegal now anyway (there's just no teeth in the legislation - impounding the vehicle for 28 days is nothing more than a slap on the wrist with a wet bus ticket!!). If miscreants' vehicles are crushed if they're caught misbehaving and/or without rego and/or warrant and/or insurance, there is a major financial disincentive (and thinking about it, probably a greater motive for car chases, hoons away from the police that is :groan: )
johcar (6283)
552154 2007-05-23 09:48:00 Lower Court Judges (formerly Magistrates) also need a kick up the jacksie. We've had several situations where hoons who owe the Courts thousands of dollars have been excused payment as a swap for some hours of community service or similar. Scouse (83)
552155 2007-05-23 10:05:00 the single biggest problem with compulsory insurance is that it will remove competion between insurance companies. the end result is ALL motorists will be ripped off. you only have to look at the outrageous prices aussies pay for insurance.


Maybe the government could setup an insurance company as part of kiwibank, to keep these compnaies honest. Infact I do think that kiwibank already do offer some insurance policies, such as life insurance.
rogerp (6864)
552156 2007-05-23 10:30:00 The State Insurance company was set up by the government - and then flogged off like a lot of other family jewels - airline, railways and more.. Scouse (83)
552157 2007-05-23 12:02:00 Why do people say insurance is expensive? For me, when I was 15 (just over a year ago) it was $28.35 a month, 1/5 what I spent on petrol. Now it's under $20. Of course I don't drive a turbocharged Mitshubish Evo ..... but that's good because it's an incentive NOT to buy boyracer cars (expensive insurance).

And if you do buy the boyracer car, and you don't have the insurance, they take it away until you ARE insured and a $150 fine is paid, but at least 45 days.

Crushing cars is ridiculous and wasteful, permanent confiscation should mean auctioning off the car (perhaps to pay off fines).

First offence (racing etc) = $400 fine, 20 day impound plus 20 day loss of license, but absolutely no releasing of the car until the $400 is paid
Second offence = $600 fine, 45 day impound plus 45 day loss of license, but absolutely no releasing of the car until the $600 is paid
Third offence = Auction off the car, suspension of license until $1000 fine paid, suspension is at least 90 days long

Driving while disqualified = Auction off the car, suspension of license until $1000 fine paid, suspension is at least 90 days long. If you don't own the car, it's a $2000 fine before you get your license.

That would sort it all out I think.
george12 (7)
552158 2007-05-23 12:18:00 I can't see the problem, They killed one of their own.

We have one less of em, and no innocents were harmed.
Metla (12)
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