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| Thread ID: 83459 | 2007-10-02 22:53:00 | Trading in a car | lance4k (4644) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 597307 | 2007-10-04 07:36:00 | He has actually very little in cold cash . . . little in the bank . He spends it all every year . . right down to his last $10,000 . 00 or so . You are probably best to spend your money and enjoy it . At the moment there is little point in saving much, because once you move into a rest home, you are treated the same with or without savings . If you have cash you have to pay for your care until you have depleted your savings . If you have no savings, the government look after you . |
robbyp (2751) | ||
| 597308 | 2007-10-04 09:07:00 | In answer to original question. Ownership papers aren't actually of critical importance these days. Change of ownership can be done at the LTSA (http://transact.landtransport.govt.nz/)site. But the paperwork is useful to have on hand for details. On-line you need your drivers' licenses for ID. As for dealers? Our neighbour and good friend is a car dealer. Like all businesses they have overheads, good times and bad ones. Some deals make good money, some cost them. He had a story a few years back. A friend of a family member came onto the yard complaining about dealers and their "rip off" prices. A few weeks later he was back boasting of the wonderful deal he picked up privately. My neighbour looked at this "great deal" thoughtfully, went away and checked his computer. Sure enough, they had had it through the yard themselves. Guess what? Not only was it on the yard the day the guy came through BUT... wait for it... they had it listed at a cheaper price than what the guy paid for it privately! My suggestion would be some research. Look on Trade Me and the like to figure out what the car is probably worth. Then ask a dealer how much they would pay for it. Then work out whether the trade in is worth it - including stuff like your time in selling it yourself and what happens to your finances if it sits around for a few weeks or so unsold. |
Mercury (1316) | ||
| 597309 | 2007-10-04 15:39:00 | In answer to original question. Ownership papers aren't actually of critical importance these days. Change of ownership can be done at the LTSA (http://transact.landtransport.govt.nz/)site. But the paperwork is useful to have on hand for details. On-line you need your drivers' licenses for ID. As for dealers? Our neighbour and good friend is a car dealer. Like all businesses they have overheads, good times and bad ones. Some deals make good money, some cost them. He had a story a few years back. A friend of a family member came onto the yard complaining about dealers and their "rip off" prices. A few weeks later he was back boasting of the wonderful deal he picked up privately. My neighbour looked at this "great deal" thoughtfully, went away and checked his computer. Sure enough, they had had it through the yard themselves. Guess what? Not only was it on the yard the day the guy came through BUT... wait for it... they had it listed at a cheaper price than what the guy paid for it privately! My suggestion would be some research. Look on Trade Me and the like to figure out what the car is probably worth. Then ask a dealer how much they would pay for it. Then work out whether the trade in is worth it - including stuff like your time in selling it yourself and what happens to your finances if it sits around for a few weeks or so unsold. Right on Mercury! Kinda what I offered at first too...and you forgot to write in PINK again! |
SurferJoe46 (51) | ||
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