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Thread ID: 88695	2008-04-06 00:09:00	Investments - what would you do?	Greg (193)	PC World Chat

Post ID	Timestamp	Content	User
656294	2008-04-06 03:48:00	I would split the $50000 up. No way would I invest it all in one investment type. $15000 as a fixed deposit with a bank (interest rates are fantastic) $25000 in a diversified fund that invested in the NZ AND world stock markets (share prices are low thus the index value of such funds is low too. You can get more units for the same amount of money) $10000 in cash or precious metals that can be easily liquidated if another good opportunity comes by. Plus, you can never have enough cash :) I think virtually ALL of the global funds are being hit by the sub prime lending fiasco right now. It would be very hard to spot a share or fund that is actually doing well (except for precious metals) right now apart from one set of stocks. Hopefully the market will sort itself out in the next 6-12 months.	vitalstatistix (9182)
656295	2008-04-06 04:56:00	If you had $50 000.00 to invest, what would you do with it, given the dire situation with regular investment companies? I'm talking about short to medium term, eg 1 - 3 years. I would put it in a term investment at Kiwibank. All the other banks are Aussie owned aren't they? If/when the economic situation becomes dire, I can't imagine the overseas owners of our banks looking after us.	rumpty (2863)
656296	2008-04-06 05:10:00	I would put it in a term investment at Kiwibank. All the other banks are Aussie owned aren't they? If/when the economic situation becomes dire, I can't imagine the overseas owners of our banks looking after us. I think I would go partly with beeswax's suggestion and split it 4 ways with 1/3 in the bank which is about as safe as you will get with an 7.5% - 8.0% return compounded over 3 years 1/3 on something a bit more "risky" but with bigger returns and 2/6ths on gold and 2/6ths on managed funds.	vitalstatistix (9182)
656297	2008-04-06 05:11:00	The only shares I've ever made money on are those that I got for nothing in the first place e.g. payouts when the building societies in the UK went plc. I've got other investments where the money was spread over a range of "blue chip" companies and after 8 years the value is still less than my original investment. Next time I have any money to invest it will go into Kiwibank. Martynz	martynz (5445)
656298	2008-04-06 06:38:00	Oh please . You just can't help yourself . As if America is the world, just because Americans think so . The world didn't end because Rome conquered Israel and it sure isn't going to because Americas turn at being a bully, oh sorry, the boss is ending . Serves them all right . All the big businesses want people to buy their stuff for high prices and make them for low prices, but they don't want to pay the workers for it, well what do you expect? Suddenly all those workers can't afford anything . So much for capitalism . Theres no need to get all religious about it . . . . . . . . . so who's grinding axes now? Tunnel vision can help you only so long . I'm not defending the US . . but you are sure fooling yourself if you think you are immune to the policies it sets and uses . Rome and Israel? What are you babbling about? C'mon yourself! Your hate is So-o-o transparent . . . . . . . good on ya if you are right . . . but ALWAYS KNOW WHAT THE ENEMY IS DOING . . whomever YOU decide the real or your perceived-as-real enemy is . Food getting a little expensive in NZ? Fuel prices rising? Housing getting a little more dear and people losing homes for taxes or mortgages they cannot pay? Hmmm . . . maybe it's the world gold and energy market causing some grief even to the little corner of the world in which you reside . This is getting serious and you cannot fob it off with wishes and a deny-ist attitude . You can be as sequestered, hateful and in denial as you want . . . your boat will float or sink accordingly . Just don't accuse me of thoughts or illogical ideas that you cannot fathom and/or obviously hate . I don't wish misery on anyone . . . . but you'd do best keep your eyes open and listen to anyone that you might consider ostentatious . . even older and more experienced . Everybody's got something to say . . your job is to listen and learn . Hopefully you'll survive long enough and become old enough to be a thorn in the side of younger myopics later on . Somewhere between a knee-jerk reaction to things that bother you and things that send you to your happy place . . . . . the truth resides .	SurferJoe46 (51)
656299	2008-04-06 07:20:00	Come on Joe, There is no hate in her view. Though I don't think many people outside of America will be upset at Americas fall from grace, The time has come.	Metla (12)
656300	2008-04-06 08:57:00	I think I would go partly with beeswax's suggestion and split it 4 ways with 1/3 in the bank which is about as safe as you will get with an 7.5% - 8.0% return compounded over 3 years 1/3 on something a bit more "risky" but with bigger returns and 2/6ths on gold and 2/6ths on managed funds. Wow, posted 3 hours ago and already got a 33% return ! Neat ! Makes lotto seem pretty weak. ;) 1/3 + 1/3 + 2/6 + 2/6 = 1 and 1/3	R2x1 (4628)
656301	2008-04-06 09:38:00	pctek is old Joe, ha ha.	zqwerty (97)
656302	2008-04-06 09:48:00	Wow, posted 3 hours ago and already got a 33% return ! Neat ! Makes lotto seem pretty weak. ;) 1/3 + 1/3 + 2/6 + 2/6 = 1 and 1/3 Yeh my math is pretty good. ;) I was aiming for half of 1/3.	vitalstatistix (9182)
656303	2008-04-06 09:54:00	3 years is a bit too short a term to get a good return out of shares or managed funds particularly as NZ based managed funds will rip you of with fees. Govt stock pays about 1% less than a term deposit in a bank. You buy Govt bonds through a stock broker. The good thing about bonds is that you can make a capital gain (taxed!) out of them if interest rates fall. I would put 1/2 into Govt bonds and the rest on term deposit. Rabo bank rates look pretty atractive at the moment.	tutaenui (1724)
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