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| Thread ID: 88695 | 2008-04-06 00:09:00 | Investments - what would you do? | Greg (193) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 656284 | 2008-04-06 00:58:00 | What sort of interest would you get from government bonds, and how do you acquire them? You do not get interest from bonus bonds as such. |
Sweep (90) | ||
| 656285 | 2008-04-06 01:01:00 | Ah. Well I'm not a gambler. I think a good interest rate these days is about 8% from the banks? Anything better than that at a low risk would be great. | Greg (193) | ||
| 656286 | 2008-04-06 01:05:00 | The rumors are as follows; (remember the "smoke-fire" corollary) The US greenback is about all outta gas and dying on the vine . . where the US Treasury has been growing them for decades without gold back-up next to the watermelons . The Euro and Islam nations are not willing to take them any more for payments against goods delivered . They want GOLD . . . bars and bars of it . This is ONE reason for the high oil prices . . . the devalued dollar and the fact that the GOLD is going East into vaults . With companies like BP Petroleum running, shipping and selling the Alaska Oil fields, and most of the oil going to Japan . . . they too are only interested in GOLD payments for goods sold . The US is getting ready to offer a two-tier monetary system . Script and GOLD . Script for the huddled masses; GOLD for the international payments . In the very near future, paper money will all be "called" for redemption and the new "Continental Dollar" will emerge, instantly making the greenback worthless . One fact maybe NOT likely: The US-Canadian_Mexican monies will be all tied together . Time will tell . Mexico would lose a lot of clout and $$ if they allowed the Peso to be devalued to the current exchange rate with US funds . Who knows? Maybe we'll all be on the watermelon standard soon . " . . . and a quart of wheat for a day's wages" . . . er . . . loosely translated . Justyouwaitandsee . |
SurferJoe46 (51) | ||
| 656287 | 2008-04-06 01:24:00 | You do not get interest from bonus bonds as such. I wasn't talking about bonus bonds, they are completely different. Government bonds pay interest over a fixed term. Greg: I'm not sure what the current interest rate is for government bonds, nor am I sure how to get them. A mate recently said he put half of his savings into them recently for protection as although their interest rate may be a bit lower than the banks they are government guaranteed. I will have to ask him how to go about it. See if these two sites have any helpful information: www.rbnz.govt.nz www.nzdmo.govt.nz |
FoxyMX (5) | ||
| 656288 | 2008-04-06 01:36:00 | Ta Foxy. | Greg (193) | ||
| 656289 | 2008-04-06 01:54:00 | Rubbish! The price of gold is too high now, it has only one way to go. Buy shares in a company which is at present undervalued. They have also only one way to go, and it's up! Look closely at Ryman Healthcare, Nuplex Resins and NZ Refining Company. Or look at Australian shares, there's heaps of them good bargains at present. I second that, gold and most other commodities are not good to invest in at the moment, as investors have recenty moved out of shares an into commodities for security, which as driven shared prices down, and commodities up. Therefore once they move back out of commodities, the price will only go down. Shares are a good thing to get into as they are bargains at the moment, but I would recommend Australian companies, that can't be affected by government regulations, and NZ companies that aren't considered NZ strategic assets, such as Airports, telecommunications, ports, rail or roading. At the moment I would put my money into a high interest call account, as the markets are far too volitile, an you can get somevery high interest rates at the banks, and you can't get much safer than the bank. |
robbyp (2751) | ||
| 656290 | 2008-04-06 02:04:00 | Banks are pretty much always a safe bet for a "guaranteed" return on your savings. You could pick something in shares on the home front but the market is too volatile right now. Some over seas stocks would be better but do your research first in either case. | vitalstatistix (9182) | ||
| 656291 | 2008-04-06 02:51:00 | T " . . . and a quart of wheat for a day's wages" . . . er . . . loosely translated . Justyouwaitandsee . Oh please . You just can't help yourself . As if America is the world, just because Americans think so . The world didn't end because Rome conquered Israel and it sure isn't going to because Americas turn at being a bully, oh sorry, the boss is ending . Serves them all right . All the big businesses want people to buy their stuff for high prices and make them for low prices, but they don't want to pay the workers for it, well what do you expect? Suddenly all those workers can't afford anything . So much for capitalism . Theres no need to get all religious about it . |
pctek (84) | ||
| 656292 | 2008-04-06 03:24:00 | I would split the $50000 up. No way would I invest it all in one investment type. $15000 as a fixed deposit with a bank (interest rates are fantastic) $25000 in a diversified fund that invested in the NZ AND world stock markets (share prices are low thus the index value of such funds is low too. You can get more units for the same amount of money) $10000 in cash or precious metals that can be easily liquidated if another good opportunity comes by. Plus, you can never have enough cash :) |
beeswax34 (63) | ||
| 656293 | 2008-04-06 03:31:00 | I think term deposit or invest yourself without using a fund manager . After reading consumer magazine . . even some the common banks for fund mgmt at the moderate risk (balance) or conservative or the growth, the return at many times was negative - that is put $100 in you may get back $80 or $90 . Few of them did have +ve growth but it was less than bank's savings accounts . |
Nomad (952) | ||
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