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Thread ID: 88745	2008-04-08 01:28:00	How much are you saving per week	sniperbabe (13589)	PC World Chat

Post ID	Timestamp	Content	User
656943	2008-04-08 22:30:00	Nothing in the Poll for negative savings. Provincial Finance and others are generating negative returns for the Mums and Dads out there. These companies are not the only parasites about. Lurking. Ps. that's why I polled "Other".	Lurking (218)
656944	2008-04-08 22:32:00	Unfortunately I have no choice but to pay rent every week on my single income :annoyed: but could and should save but I always procrastinate. If theres something I want to buy I save up for that and buy it. Every week I think about the money I could and should have saved. I always make sure my bills are way in credit and don't have a credit card or anything on H/P but do have a personal loan with payments that are easily affordable. I do of course have some money in the bank for emergencies but not nearly as much as I could have and don't add to it as regularly as I should. Kind of scary in my job as I am a contractor and my employment could end with as little as 1 weeks notice although in the back of my mind I tell myself that another will come along easily. One day I will start saving regularly ...... Procrastination ....... :waughh:	never-u-mind (6500)
656945	2008-04-09 05:22:00	I am trying to stay spent-down to about $2000 USD as I am very sure that the US is going to call in all the greenbacks soon...makes sense. Honestly don't have any faith in the current economic situation, and if the things happen as I think, then I don't want to be caught flat-footed with a mattress full of paper.	SurferJoe46 (51)
656946	2008-04-16 06:07:00	I am trying to stay spent-down to about $2000 USD as I am very sure that the US is going to call in all the greenbacks soon . . . makes sense . Honestly don't have any faith in the current economic situation, and if the things happen as I think, then I don't want to be caught flat-footed with a mattress full of paper . I am not sure what you mean, by 'call in the greenbacks' and 'I don't want to be caught flat-footed with a mattress full of paper' . Do you mean that you don't want to be cashed up in the bank, and that you would rather have your money invested in things such as property and commodities?	robbyp (2751)
656947	2008-04-16 08:38:00	My wife is the budget queen so we can save fine, we have no debt apart from a small mortgage under 60k and don't miss out on anything. Selling my car and biking to work saved us $150-180 a week, its true that is what it costs for a modest 4 year old car, go do the math use the depreciation values insurance companies use add in servicing and fuel and on the road costs regeo, warrants etc and see how much the tin box really costs to own. We still have a car just that we only have one now :2cents:	gary67 (56)
656948	2008-04-16 10:08:00	I'm saving as much as possible, about $200 a week. I can easily save most of what I earn as I still live at home. I also put $90 into Kiwisaver each month which will get me the free $20 a week from the Govt (well, it will when I turn 18 in three weeks, so I thought I'd get the pattern going now). On the other hand, maybe I shouldn't count Kiwisaver as saving since the fund I chose has lost about 10% since I joined.... (good old share market) Next year when I'm at uni and have fees to pay it won't be the same story, though, and I probably won't be making much more than I need to spend. I won't be able to do as much work next year either.	george12 (7)
656949	2008-04-16 11:01:00	I'm saving as much as possible, about $200 a week. I can easily save most of what I earn as I still live at home. I also put $90 into Kiwisaver each month which will get me the free $20 a week from the Govt (well, it will when I turn 18 in three weeks, so I thought I'd get the pattern going now). On the other hand, maybe I shouldn't count Kiwisaver as saving since the fund I chose has lost about 10% since I joined.... (good old share market) Next year when I'm at uni and have fees to pay it won't be the same story, though, and I probably won't be making much more than I need to spend. I won't be able to do as much work next year either. Couldn't you go on a very conservative kiwisaver plan, so your money is mainly put into the bank, so you don't risk your investment going down? I mean if you are only doing it to get your tax credit I would think this could be the best thing to do. Also did you watch the Garath Morgan on ASB business, as he was quite scathing about some kiwisaver funds.	robbyp (2751)
656950	2008-04-16 11:01:00	I earn around $400, I take off a hundy for weekly expenses (food, lotto) and every 2.5 weeks spend $42 for bus card top up. What's left is sitting in three places. Most of it is tied in two high interest bank accounts at ASB and Rabo Bank. The remaining is placed in a savings account which is my main account. Ain't no way I'm touching Kiwi-spender	bob_doe_nz (92)
656951	2008-04-17 06:12:00	Ever tried saving on an Invalids Benefit? I think one or two on this forum may well have a "negative" balance each month. Trying to play "catch up" every month or every 3 months is not something you want to try. It can be soul destroying. Work out how much you actually spend every week/month as a percentage of your actual income and equate that to a (government) income of $250/week. It might just surprise you.	Gordon62 (11771)
656952	2008-04-17 06:52:00	Couldn't you go on a very conservative kiwisaver plan, so your money is mainly put into the bank, so you don't risk your investment going down? I mean if you are only doing it to get your tax credit I would think this could be the best thing to do. Also did you watch the Garath Morgan on ASB business, as he was quite scathing about some kiwisaver funds. That would be a bad idea. There's 47 years to go until I get the money at age 65, so fluctuations in the share market are irrelevant - long term gain is the goal and I'm sure the aggressive growth fund I'm in will do that. Additionally, it's only $20 a week of my money going in there so some risk is acceptable. At the very least it will do better than bank interest rates, I'm sure. This 10% drop now might have lost me $130 or so, but that's nothing in the long run compared to the hundreds of thousands that will be in there in a few decades time.	george12 (7)
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