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Thread ID: 90874	2008-06-18 23:52:00	Third Party Insurance	johcar (6283)	PC World Chat

Post ID	Timestamp	Content	User
680040	2008-06-19 09:29:00	Queensland has compulsory third party insurance - it is paid with the vehicle registration - there doesn't seem to be any problem with it. We had the same when we were living in the UK, worked well there, and one got really hammered for having an unregistered vehicle - 30 years ago the fine was 50 pounds for each day the vehicle was operated without registration and 3rd party insurance, and the onus was on the owner to prove they had not used the vehicle for each and every day since the rego expired. Surprising I can remember from my late teens and early twenties when 3rd party was incorporated in the registration in New Zealand. It is a good idea, and whilst I have no time for NZ's Labour Government, the measure should be supported, with the proviso, that operating a vehicle without registration and 3rd party will make the offenders water for months to come.	KenESmith (6287)
680041	2008-06-19 09:43:00	I too experienced the compulsory British third party insurance. Fifty years ago I can remember coupling a Watsonian sidecar on to my old 650 cc Triumph and the delight when I told the insurance company - they reduced my insurance rates to 50% of the solo bike rates. Somehow the insurance people seemed to have more say than they have here. An old Irish guy who drank in the same pub drove a hearse for the local undertaker. He got a second conviction for drunk driving and the insurance company told his employers that they would not insure any vehicles that the old guy drove. Broke his heart and cost him his job. Going back a long time but I couldn't believe it when I found that I did not need insurance on the first bike I bought here. Amazing......	Scouse (83)
680042	2008-06-19 10:08:00	Ah....not sure I agree with that, there is no way I would drop full insurance on a vehicle worth 15K for 3rd party? Now if they do the law properly( Ins with WOF & Reg), NO ONE will not have 3rd party, so your 1st sentence will be irrelevant...... Any vehicle on the road without should be instancely removed to polioce yard or something.....car wreckers etc.....It wouldnt take that many car loses to get around that everyone would be scared to lose the car....surely? There are a lot of unregistered cars on the road, and there probably always be, so people will always get around it. There will always be a small percentage of people who will get hit by an unregistered and uninsured vehicle even with the new law, so some innocent people will get caught out by getting involved in a crash with one of them . Honestly some cars on the road aren't worth anything, so losing a car isn't much of a problem for these peopl. My brothers car got hit by an unregistered and uninsured driver driving a bomb, who was in the wrong. Luckily he had insurance, and the insurance company did go after the uninsured driver for costs. I say raising the driver license to 18 would do far more, and preventing some modifications to boy racer cars, perhaps put a maximum cc rating on people with who only have a few years of driving experience.	robbyp (2751)
680043	2008-06-19 10:12:00	alot of people drive $500 cars, and the same people don't have wofs, regos, or even driver's licences - so what makes you think they'll get insurance? alot of cars are removed from the road and fines issued for same reasons.... what would make this any different? pay off your fine $10 a week and buy a new $500 sh*tbox it's cheaper and easier than paying for wof/rego/insurance if anyone had half a brain they'd be insured anyway incase they hit something they can't afford - yet alot of people you talk to who drive uninsured seem to think that they'll simply never be responsible for an accident, and if they were, the money they've saved would cover it, despite a new merc costing $100k and them having spent these savings You're on the right page. Plus if you don't have any insurance and are involved in a crash where you are in the wrong, the insurance company can sue you for the costs.	robbyp (2751)
680044	2008-06-19 11:23:00	I say raising the driver license to 18 would do far more considering the small percentage of under 18 drivers compared to the rest of the general population and total uninsured drivers, i disagree that raising the age will make enough of a difference to justify such an action imo, from what see on a daily basis in auckland and the rest of the north island, a resit of the full driver licence test every 5 years would definitely make a difference but of course there'd probably be more unlicenced drivers driving as a result	motorbyclist (188)
680045	2008-06-19 12:02:00	imo, from what see on a daily basis in auckland and the rest of the north island, a resit of the full driver licence test every 5 years would definitely make a difference but of course there'd probably be more unlicenced drivers driving as a result Politically I can't see that happening. I wouldn't be opposed to a resit of the written test every 10 years, as many people simply don't know the road rules. However the practical test is a huge waste of time and expensive to sit, and some of the stuff they have to do is stupid, such as describing verbally what is happening as you drive down a street.	robbyp (2751)
680046	2008-06-19 12:12:00	However the practical test is a huge waste of time and expensive to sit, and some of the stuff they have to do is stupid, such as describing verbally what is happening as you drive down a street. Are you afraid you'll show how little you know about defensive driving?	PaulD (232)
680047	2008-06-19 13:47:00	Politically I can't see that happening. I wouldn't be opposed to a resit of the written test every 10 years, as many people simply don't know the road rules. However the practical test is a huge waste of time and expensive to sit, and some of the stuff they have to do is stupid, such as describing verbally what is happening as you drive down a street. i disagree - showing you are actually searching for and identifying hazards is far from stupid. scratchy test just shows that you don't know the roadcode after reading it in the carpark, while failing to indicate and give way at a roundabout shows you shouldn't be driving (and there ARE people who will fail that) the number of people who can't identify basic hazards around them is shocking the university bike club has monthly episodes of riders being taken down by people not looking before making turns - riding both in cars and on bikes/scooters a shocking number of drivers (i'd say over 90%) don't check blindspots (and i mean actually checking by looking over shoulder) before changing lanes in either direction or pulling from a parking space. many times i've found myself sharing a lane on the motorway - my mate had his subaru written off when a woman simply changed lane into him and squashed him between her car and the concrete barrier my first car got written off by a loaded van simply driving into the back of me at 70kph while i was sitting waiting to make a right turn my mate's bike got written off when he came around a blind corner to find a 4WD REVERSING back around it - he stopped in time but the car behind didn't i nearly T boned a person doing a u turn right after a blind crest/bridge not long ago i had a person turn left from a sidestreet infront of my car after watching me approach for a good 30 seconds with no traffic infront of me then on the bike i had an idiot fail to stop at a stop sign, then play the "oh idin't see you" card - YOU DIDN"T EVEN STOP:mad: same trip i ended up following a drunk driver at 1pm on a weekday wandering into oncoming traffic - was some 90 yearold driving her friend around then there's all the 4WDs you see driving on or over centre lines in spite of oncoming traffic on monday i had to swerve my car onto a median strip as a person did a u turn from a parallel park infront of me without indicating today on my bike i nearly got crushed between two cars on the motorway - both drivers were looking out their passenger side windows at a firetruck - car infront let off the gas and plummeted from 110kph to 80 while the car behind held it's speed (and i prepared to dive into another lane) basic awareness of what's around you and the fact that travelling over 30kph is outside the limits of the human body escapes too many motorists, and very rarely are they "young people" people are simply not looking for hazards and just cruising blindly - no wonder there are so many accidents in this country THEN there's the people who simply cannot operate the machine they are operating - if it wasn't for traction control and abs my mum for one would've written off her 3 series bmw within the week she bought it	motorbyclist (188)
680048	2008-06-19 20:41:00	a shocking number of drivers (i'd say over 90%) don't check blindspots (and i mean actually checking by looking over shoulder) before changing lanes in either direction or pulling from a parking space. many times i've found myself sharing a lane on the motorway - my mate had his subaru written off when a woman simply changed lane into him and squashed him between her car and the concrete barrier Because he had a Subaru you also have to ask "How long had he been sitting in the blind spot". This is a major crime in itself, a lot of motorcyclists tend to hover in the blind spot before passing.	PaulD (232)
680049	2008-06-19 21:11:00	Because he had a Subaru you also have to ask "How long had he been sitting in the blind spot". This is a major crime in itself, a lot of motorcyclists tend to hover in the blind spot before passing. Really?	R2x1 (4628)
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