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Thread ID: 95800 2008-12-17 09:05:00 Economics question Ninjabear (2948) PC World Chat
Post ID Timestamp Content User
730157 2008-12-18 04:38:00 I like this cartoon/presentation explaining the effects of the subprime loans:
(warning, contains mildly offensive language for the easily offended)

docs.google.com
dyewitness (9398)
730158 2008-12-18 06:26:00 The presentation was good. But don't forget the USA has some odd laws about lending they cannot turn anyone down nor can they ask if you have a job, are an illegal it's against the human rights of the individual to have to answer those questions.

The banks have also been giving out 100% and even 110% mortgages even here so yeah they F*^^&$ up.
gary67 (56)
730159 2008-12-18 10:04:00 US Banks have lent money, frequently because actively encouraged by Government policies, to people who were bad credit risks for the level of mortgage granted. This was coupled with borrowers having very low equity in the houses they had borrowed to buy.
I believe the banks requested it a number of years ago so the Govt changed the policy and now it has all come home to roost.
mikebartnz (21)
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