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Thread ID: 98010	2009-03-07 09:54:00	F*** this recession.	bob_doe_nz (92)	PC World Chat

Post ID	Timestamp	Content	User
754502	2009-03-08 18:45:00	The Unemployment Benefit is not means tested... Not exactly. To receive an Unemployment Benefit the client must: * not be in full-time employment * be available for and seeking full time work * have taken reasonable steps to find, and be willing and able to undertake suitable employment * be aged 18 years or older or * be aged 16 years or older, be married, in a civil union or de facto relationship and have one or more dependent children * have continuously lived in New Zealand for two years or more since becoming a New Zealand Citizen or Permanent Resident * complete any pre-benefit requirements, if applicable * have no income or an income of less than the amount that would fully abate the benefit You may consider that the client is suffering hardship if: The client has cash assets of or less than: * $4,300 where the client is single or * $7,464 where the client is married, in a civil union or de facto relationship or is a sole parent 2. The client has no other means to support themselves or any dependent family You also need to look at whether the client has recently given any money away or sold any assets. For more information see: * Deprivation of income (to be completed)	pctek (84)
754503	2009-03-08 19:30:00	So if you had a car say worth 10k could you get dole or would you have to sell your wheels first?	prefect (6291)
754504	2009-03-08 19:55:00	Not exactly. To receive an Unemployment Benefit the client must: * not be in full-time employment * be available for and seeking full time work * have taken reasonable steps to find, and be willing and able to undertake suitable employment * be aged 18 years or older or * be aged 16 years or older, be married, in a civil union or de facto relationship and have one or more dependent children * have continuously lived in New Zealand for two years or more since becoming a New Zealand Citizen or Permanent Resident * complete any pre-benefit requirements, if applicable * have no income or an income of less than the amount that would fully abate the benefit You may consider that the client is suffering hardship if: The client has cash assets of or less than: * $4,300 where the client is single or * $7,464 where the client is married, in a civil union or de facto relationship or is a sole parent 2. The client has no other means to support themselves or any dependent family You also need to look at whether the client has recently given any money away or sold any assets. For more information see: * Deprivation of income (to be completed) Happy to concede your point, but what I was referring to was Nomad's comment about having to spend what you have in the bank first. Investments are not taken into account for the purposes of establishing someone's eligibility for the dole.	johcar (6283)
754505	2009-03-08 20:32:00	But who pays the bills? Tax paid by the hard working hueybot3000? If you have a job I say keep it as long as possible and ride this recession through I said i had thought about it. Didnt say I was doing it. For me it would work out cheaper to work less days than to work more because IRD are the biggest most useless life taking money stealing bastard hate breeding pack of dickheads I have ever had the misfortune to have to deal with and my only crime is I am a Dad. I now understand why they need security guards at their offices.	rob_on_guitar (4196)
754506	2009-03-09 03:07:00	www.nzherald.co.nz	somebody (208)
754507	2009-03-09 03:20:00	You know, if you wanted to and had patience and even a remote inclination, you could learn PHP and some web development skills, then try and do some freelance contract work. I've seen quite a few jobs going recently in smaller web design projects, and even some full time positions. Not sure how long that'll last though.	Growly (6)
754508	2009-03-09 05:17:00	Happy to concede your point, but what I was referring to was Nomad's comment about having to spend what you have in the bank first. Investments are not taken into account for the purposes of establishing someone's eligibility for the dole. Ok, according to the application form, assets are hardship tested www.winz.govt.nz That might mean that you can get the dole but if you have assets you may not be able to access other funds for medical reasons, education, car assoc fees, emergency grants for supermarket vouchers and rental etc or the loans. Ie., some people may have bills to pay, so if they have used up all the other services, they may be able to get a interest free loan from winz and then they pay it off by each week a slight reduction off their benefit. Earlier in my work life when I was made jobless, WINZ request bank statements, it might had used to check if the person has any income. Income can be defined as rental income, dividends from savings account / shares etc etc inc. any ACC payments, redundancy payments, child support etc. Winz sets an amount that you can work part time and receive the benefit but it is taxed a bit more after you earn more than $80 or $120 a week or something like that. Ie., if you are working part time, and on the dole you may be able to get the $160 or whatever it is per week on the benefit and then work say at the supermarket for another $80 a week and its not affected. Then each dollar over that amount it is taxed a bit higher.	Nomad (952)
754509	2009-03-09 05:24:00	They still request bank statements. And if youre made redundant, they may tell you to spend it before you go on the dole. The longer you take to spend it, the longer it'll take to get on the dole. There used to be a stand-down period (probably still is) Or if you decide to tell them, that you have probs finding a job (or similar), which I did, they'll ask for proof (which in my case), I did. I got a medical certificate to prove that I was unable to work	Speedy Gonzales (78)
754510	2009-03-09 05:33:00	They still request bank statements. And if youre made redundant, they may tell you to spend it before you go on the dole. The longer you take to spend it, the longer it'll take to get on the dole. There used to be a stand-down period (probably still is) Or if you decide to tell them, that you have probs finding a job (or similar), which I did, they'll ask for proof (which in my case), I did. I got a medical certificate to prove that I was unable to work Yeah I was made jobless when my fixed term contract ended one time. Winz asked how much did the job paid and how much was other payment I received. Your job's salary determines what sort of stand down period you have. I end up having a longer stand down period cos at the time I had the avg salary and I had holiday that I not took, so that was paid out to me at my last pay cheque, they treated that as income as well. And I didn't meet the eligibility for the emergency hardship criteria. I think they some how organise it in terms of your pay. For eg., if the avg salary had a 3 or 4 week stand down and I also had say 2 weeks of holiday pay. I get up to 6 weeks stand down period before I get the dole payment.	Nomad (952)
754511	2009-03-09 05:37:00	They still request bank statements . And if youre made redundant, they may tell you to spend it before you go on the dole . You are allowed to keep cars, houses etc . Not sure if you had say, 6 cars . . . . You are not allowed to have loads of money in the bank . Thats mostly the point of what it says .	pctek (84)
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