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| Thread ID: 99505 | 2009-05-04 11:36:00 | Insurance administration fees | qazwsxokmijn (102) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 771029 | 2009-05-04 11:36:00 | So a couple of weeks ago I bumped into a guy's rear bumper that caused a very minor dent in it. His insurance is taking care of the damage and of course wants me to pay for it, but since the guy I bumped into had not taken it to the garage, they don't have the price I have to pay yet. However, I know it shouldn't cost me much for a minor panel beating work. A brother's friend who knows quite a bit about this sort of thing warns me that insurance companies will try to pass on the administration fees on to me, fees that he says I am not legally obligated to pay. Is that right? And for the panel beaters out there - any idea how much a 15cm x 5cm (approx) dent on a rear bumper would cost to fix? |
qazwsxokmijn (102) | ||
| 771030 | 2009-05-04 13:01:00 | Don't drive into other people's cars. | roddy_boy (4115) | ||
| 771031 | 2009-05-04 19:54:00 | More than you think plastic bumpers are not cheap and not always repairable. SWMBO put a dent in hers and it was cheaper to get a replacement from the wreckers than fix it. | gary67 (56) | ||
| 771032 | 2009-05-04 20:43:00 | It is most unlikely that there will be any Administration costs. They may appoint an Assessor but that is most unlikely too seeing that the damage is minimal. Ask the Insurance Company to tlet you know what the cost will be once they get a quote and before they authorise the repairs, they will not approve repairing without maybe three quotes first. You will then know what to expect. Probably about $200 depending on the make of vehicle. | Bryan (147) | ||
| 771033 | 2009-05-04 22:20:00 | Maybe think about getting some insurance in case you bump into someone else's car in the future. This is the problem with insurance companies, they just love people with no insurance! A few years ago, my son accidently bumped a car which was parked in our shared driveway. He made the big mistake of going and telling the owner what had happened. The owner's insurance co refused to pay up and my son, who had no insurance at the time ended up having to pay $700 for the (very minor) damage. He was unemployed and so he paid the owner at $10 per week. A lesson here, NEVER admit liability. If my son hadn't told the owner that he'd done it the Insurance co would have had to pay out. LL |
lakewoodlady (103) | ||
| 771034 | 2009-05-05 02:35:00 | If you insure yourself against some event happening and pay your premiums but when the event happens the insurance company refuse to pay out because they have found something in the small print. Why can't you get your premiums refunded. After all if you have paid for something you are never going to receive you would in normal circumstances expect your money back | Dally (6292) | ||
| 771035 | 2009-05-05 05:19:00 | The car is insured under my father's name only. Now the claim is under mine, and they won't change it. Insurance to cover me would cost a bloody fortune as I'm under 25. The car was a Subaru Legacy 93/94 model. Anybody know how much a dent in the rear bumper would cost to fix? |
qazwsxokmijn (102) | ||
| 771036 | 2009-05-05 05:20:00 | So a couple of weeks ago I bumped into a guy's rear bumper that caused a very minor dent in it. His insurance is taking care of the damage and of course wants me to pay for it, but since the guy I bumped into had not taken it to the garage, they don't have the price I have to pay yet. However, I know it shouldn't cost me much for a minor panel beating work. A brother's friend who knows quite a bit about this sort of thing warns me that insurance companies will try to pass on the administration fees on to me, fees that he says I am not legally obligated to pay. Is that right? And for the panel beaters out there - any idea how much a 15cm x 5cm (approx) dent on a rear bumper would cost to fix? Hang on, were you driving a car, when you 'bumped' into it. If you did, wouldn't you be covered by your own insurance. Do you have third party, as that would cover you. You shouldn't be driving if you didn't have any insurance at all. I would say that you could get a bill for about $1000, as a 'minor dent' will most likely need filling or panel beating, and then repainting. |
robbyp (2751) | ||
| 771037 | 2009-05-05 05:28:00 | The car is insured under my father's name only. Now the claim is under mine, and they won't change it. Insurance to cover me would cost a bloody fortune as I'm under 25. The car was a Subaru Legacy 93/94 model. Anybody know how much a dent in the rear bumper would cost to fix? It's a subie, they always blow up, you're bound to find a plentiful supply of bumpers at your local wreckers. :cool: |
wratterus (105) | ||
| 771038 | 2009-05-05 05:30:00 | A thousand bucks? That's insane! It's a subie, they always blow up, you're bound to find a plentiful supply of bumpers at your local wreckers. :cool: Blow up, or get stolen. :D Do you know how much approx for a spare bumper? Or can they just be fixed by some panel beater for cheaper? |
qazwsxokmijn (102) | ||
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