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Thread ID: 100164	2009-05-28 08:32:00	Tax cuts.	Sweep (90)	PC World Chat

Post ID	Timestamp	Content	User
777712	2009-05-28 12:40:00	wat Did you not get my point? Sorry about that. 2 3 5 7 11 13 17 19 23 29 31 37 41 43 47 53 59 61 67 71 73 79 83 89 97 101 103 107 109 113 127 131 137 139 149 151 157 163 167 173 179 181 191 193 197 199 211 223 227 229 233 239 241 251 257 263 269 271 277 281 283 293 307 311 313 317 331 337 347 349 353 359 367 373 379 383 389 397 401 409 419 421 431 433 439 443 449 457 461 463 467 479 487 491 499 503 509 521 523 541 547 557 563 569 571 577 587 593 599 601 607 613 617 619 631 641 643 647 653 659 661 673 677 683 691 701 709 719 727 733 739 743 751 757 761 769 773 787 797 809 811 821 823 827 829 839 853 857 859 863 877 881 883 887 907 911 919 929 937 941 947 953 967 971 977 983 991 997 1009 1013 1019 1021 1031 1033 1039 1049 1051 1061 1063 1069 1087 1091 1093 1097 1103 1109 1117 1123 1129 1151 1153 1163 1171 1181 1187 1193 1201 1213 1217 1223 1229 1231 1237 1249 1259 1277 1279 1283 1289 1291 1297 1301 1303 1307 1319 1321 1327 1361 1367 1373 1381 1399 1409 1423 1427 1429 1433 1439 1447 1451 1453 1459 1471 1481 1483 1487 1489 1493 1499 1511 1523 1531 1543 1549 1553 1559 1567 1571 1579 1583 1597 1601 1607 1609 1613 1619 1621 1627 1637 1657 1663 1667 1669 1693 1697 1699 1709 1721 1723 1733 1741 1747 1753 1759 1777 1783 1787 1789 1801 1811 1823 1831 1847 1861 1867 1871 1873 1877 1879 1889 1901 1907 1913 1931 1933 1949 1951 1973 1979 1987 1993 1997 1999 2003 2011 2017 2027 2029 2039 2053 2063 2069 2081 2083 2087 2089 2099 2111 2113 2129 2131 2137 2141 2143 2153 2161 2179 2203 2207 2213 2221 2237 2239 2243 2251 2267 2269 2273 2281 2287 2293 2297 2309 2311 2333 2339 2341 2347 2351 2357 2371 2377 2381 2383 2389 2393 2399 2411 2417 2423 2437 2441 2447 2459 2467 2473 2477 2503 2521 2531 2539 2543 2549 2551 2557 2579 2591 2593 2609 2617 2621 2633 2647 2657 2659 2663 2671 2677 2683 2687 2689 2693 2699 2707 2711 2713 2719 2729 2731 2741 2749 2753 2767 2777 2789 2791 2797 2801 2803 2819 2833 2837 2843 2851 2857 2861 2879 2887 2897 2903 2909 2917 2927 2939 2953 2957 2963 2969 2971 2999 3001 3011 3019 3023 3037 3041 3049 3061 3067 3079 3083 3089 3109 3119 3121 3137 3163 3167 3169 3181 3187 3191 3203 3209 3217 3221 3229 3251 3253 3257 3259 3271 3299 3301 3307 3313 3319 3323 3329 3331 3343 3347 3359 3361 3371 3373 3389 3391 3407 3413 3433 3449 3457 3461 3463 3467 3469 3491 3499 3511 3517 3527 3529 3533 3539 3541 3547 3557 3559 3571	Sweep (90)
777713	2009-05-28 12:54:00	Optimus?	bob_doe_nz (92)
777714	2009-05-28 13:05:00	irl lol.	roddy_boy (4115)
777715	2009-05-28 13:05:00	Optimus? No. Prime numbers. Only the first 500. I really should add that to my signature. Wat?	Sweep (90)
777716	2009-05-28 13:08:00	irl lol. What?	Sweep (90)
777717	2009-05-28 13:13:00	Now the banks pay the previous house owner $xxx,xxx and lend me that at a rate of xx% but during the course of the loan the interest rate goes up or down. Why is it that I borrow $xxx,xxx at the price the bank had to pay today and have the interest adjusted against what the bank has to pay for funds to lend in the future? If I buy a new car today and spend say $40,000 in cash. Would any one expect the car dealer to phone you and say the price of cars has just gone up so we want another $10,000 as it costs us extra to get them so you are going to pay more. This argument is just so absolutely ****ing retarded that I don't even know where to start. If you pay for a car with cash, it's all over, deal is done, nothing more needs to exchange hands. If you're borrowing money from a bank, they are getting that money from somewhere and have to pay for it. If they start having to pay more for that money, they are going to have to charge you more for borrowing it. I don't know what the hell your analogy is even trying to achieve. I honestly don't know what your story is, Sweep. There's either something wrong with you or you're an excellent troll. Edit: Anything considered a personal attack isn't meant as such.	roddy_boy (4115)
777718	2009-05-28 14:39:00	This argument is just so absolutely ****ing retarded that I don't even know where to start. If you pay for a car with cash, it's all over, deal is done, nothing more needs to exchange hands. If you're borrowing money from a bank, they are getting that money from somewhere and have to pay for it. If they start having to pay more for that money, they are going to have to charge you more for borrowing it. I don't know what the hell your analogy is even trying to achieve. I honestly don't know what your story is, Sweep. There's either something wrong with you or you're an excellent troll. Edit: Anything considered a personal attack isn't meant as such. But once again the bank lends me money for a mortgage which is got from somewhere and when the bank does this they get this money and lend it to me at the rate they decided to use on the day I draw down the loan. Now let us say that the bank has some money which they are prepared to lend me at say 5% interest. The bank had the money to lend me at that time presumably and have paid the original houseowner the $x at that time. The bank should know at that time what it cost them to have the cash to lend me on that date. Now the Bank has to make a profit which is fair enough by me. Otherwise why be in business? The fact that it costs the bank more to have the cash to lend out to others on future dates should not come into the equation in my opinion when my interest rates goes up as they may do. Take hire purchase then where you buy a television for $x again. You sign the contract and you will pay more than if you use cash but the actual rate of interest does not change during the period of the contract as far as I am aware. With banks you can have a fixed loan or a floating loan or a mixture over some years. So with banks they seem to be lending cash they do not actually have on hand the day you get your loan and work on what may happen in the future and what it costs to borrow funds in the future and why should I sign a contract where the goalposts shift from day to day? I hope you now get the point I am trying to make. Do you work and if so are you paid in cash? If not then I would think that your employer would pay your wages into a Bank account of your choice and any funds accumulated in your account are or could be used by the same bank to lend to others and the Bank will pay you interest on the funds you have. That would be a cost to the Bank of course but rest assured that the same bank might pay you 2% and lend your funds out to others at a somewhat higher percentage. Much like people vote for a Government expecting better health, schooling, more fighter planes, less crims more law and order and etc. We do have Actuaries who do the maths on the likelyhood of death before a certain age based on age and whether or not you use cigarettes or being Male or Female for Insurance purposes. Car insurance for males under 25 is significantly more than the same insurance for those over 25 for the same vehicle for example. Car insurance is also more or less costly depending on where you live and whether you have the car garaged or fitted with alarms or whatever. They have this down to a fine art even by suburbs. I am not here to annoy you either BTW but a simple "wat" does not achieve much. And the asteriixes above would tend to make me think that you have a lack of english skills but there again I can be wrong.	Sweep (90)
777719	2009-05-29 02:18:00	home.nzcity.co.nz For those that voted National to get the tax cuts. For those who did not vote you got what you deserve. I laughed when the Labour leader yesterday was going on about National tax cuts being slashed.... Under Labour, we a a boom for over 9 F**king yrs, and did we get a tax cut....?, even though they did spout on a couple of occasions that they would..... I cant stand that Labour leader, so much so, I can never get his name right!...LOL	SolMiester (139)
777720	2009-05-29 03:07:00	But once again the bank lends me money for a mortgage which is got from somewhere and when the bank does this they get this money and lend it to me at the rate they decided to use on the day I draw down the loan. Now let us say that the bank has some money which they are prepared to lend me at say 5% interest. The bank had the money to lend me at that time presumably and have paid the original houseowner the $x at that time. The bank should know at that time what it cost them to have the cash to lend me on that date. Now the Bank has to make a profit which is fair enough by me. Otherwise why be in business? The fact that it costs the bank more to have the cash to lend out to others on future dates should not come into the equation in my opinion when my interest rates goes up as they may do. Take hire purchase then where you buy a television for $x again. You sign the contract and you will pay more than if you use cash but the actual rate of interest does not change during the period of the contract as far as I am aware. With banks you can have a fixed loan or a floating loan or a mixture over some years. So with banks they seem to be lending cash they do not actually have on hand the day you get your loan and work on what may happen in the future and what it costs to borrow funds in the future and why should I sign a contract where the goalposts shift from day to day? I hope you now get the point I am trying to make. Do you work and if so are you paid in cash? If not then I would think that your employer would pay your wages into a Bank account of your choice and any funds accumulated in your account are or could be used by the same bank to lend to others and the Bank will pay you interest on the funds you have. That would be a cost to the Bank of course but rest assured that the same bank might pay you 2% and lend your funds out to others at a somewhat higher percentage. Much like people vote for a Government expecting better health, schooling, more fighter planes, less crims more law and order and etc. We do have Actuaries who do the maths on the likelyhood of death before a certain age based on age and whether or not you use cigarettes or being Male or Female for Insurance purposes. Car insurance for males under 25 is significantly more than the same insurance for those over 25 for the same vehicle for example. Car insurance is also more or less costly depending on where you live and whether you have the car garaged or fitted with alarms or whatever. They have this down to a fine art even by suburbs. I am not here to annoy you either BTW but a simple "wat" does not achieve much. And the asteriixes above would tend to make me think that you have a lack of english skills but there again I can be wrong. That's why you pay over 20% interest on a hire purchase, and less than 10% interest on a mortgage. It's pretty bloody obvious.	roddy_boy (4115)
777721	2009-05-29 03:07:00	No. Prime numbers. Only the first 500. Someone never watched transformers... :cool:	wratterus (105)
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