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Thread ID: 104297	2009-10-23 05:22:00	ACC-what is the truth?	martynz (5445)	PC World Chat

Post ID	Timestamp	Content	User
823415	2009-10-24 05:20:00	Yes Ok, I accept your answer, now justify it.	Catweazle (2535)
823416	2009-10-24 05:38:00	So it was Labour's fault that Acc screwed up their investments? I don't think so	gary67 (56)
823417	2009-10-24 05:50:00	So it was Labour's fault that Acc screwed up their investments? I don't think so No - it's Labour's fault for increasing ACC entitlements without providing funding for it. It was Labour's decision to introduce the full-funding policy, which they're now kicking up a fuss about.	somebody (208)
823418	2009-10-24 06:57:00	So it was Labour's fault that Acc screwed up their investments? I don't think so ACC investments have gone fine, According to the figures ACC have covered their outgoings, have a huge amount in the bank, and made a freakin profit. The only thing that has changed is the way they look at the books, and now National are using the supposed shortfall identified by the full funding policy as an excuse to make ACC look bad in order to open her up for competition.	Metla (12)
823419	2009-10-24 07:34:00	What a load of up yourself National style talk. So now we don't get a say because we're only third gen Kiwi's? Why did your parents leave where they were born? Too right, we are third class pieces of ****. Now prefect, are you a Maori? Did we non-Maori folk invade your land? You're a bloody hypocrite prefect. I trust the National party as the party for business, farmers and conservatives. You are a bus driver. You aren't a business man in traditional sense. This is me just guessing, but you aren't rich (no offence). And you are a bigger socialist than us, if I remember right about what you said about the Telecom boss earning his money in a thread a few weeks back. Do you know how much medical treatments cost? You can trust and vote for National, as did I. But you have to look at the realities here and now, not in fantasy land. Imagine this, ACC is gone. So you have to go private, will you afford paying 2-400 a month for your insurance? You are a bus driver, you have a very risky profession, you could easily get hurt (I'm a heavy machine operator, I'm even worse off). It will cost you more to insure yourself than it would a banker who uses his phone and computer all day. Do you do any DIY or do you hire someone else? You'll have to call your insurance company and tell them you are climbing in your roof, and wait for their permission. If you don't tell them fall down break your back too bad, they weren't informed. Better luck next life. An analogy here is: I pay $1200 a year for car insurance, my policy includes me taking it off-road and if I happen to damage it, they'll sort me out. I pay about $500 more per year than someone else who wouldn't do this. A lot of 4x4 enthusiasts simply don't want to do this, instead they would get someone to tow them elsewhere and push it into a ditch. This does happen. And the insurance companies do catch these people. And they lose far more. The same thing will happen to you too. Don't expect any respect from private companies, you'll be just a number to them. National might be doing what it sees at the right thing for the government and the economy, and in a way I can see it too. But the realities are, everything will end up in overseas pockets and you'll be left waiting for 10 years to get your settlement. Hospitals will be next, and like I said, well be in Detroit. Be careful what you wish for, it might just come true. And to anyone who thinks National will not win the next election they are wrong too. Just as we half a decade of Labor we will have a decade of National. And both parties pull in opposite direction, ruthless socialism and now ruthless capitalism.	Cato (6936)
823420	2009-10-24 09:35:00	I do not trust the national Party with anything that would make money for private sector companies. Private accident schemes have been tried before with varying results. As is normal with the human mind, I only remember the bad claims/outcomes from these. Remember...These companies are there to make a profit. Therefore all of the premiums paid in do not go to paying out on an accident. Then there are staff wages & some fantastic astronomical costing building & millionare salaries for top officials.(Even worse than the ACC setup!!!) It all spells disaster to me. Am I to believe that with private companies operating, that ACC levies will go down? If people DO opt out of ACC & go into a private company, how will they reclai, all the ACC levies that are on petrol, motor vehicles & the like? This in itself will create another level of beurocrats to opperate it. ACC is an outfit that is funded from Levies & at no cost to the government of the day. Or shouldnt be. However it is still a govt dept. Why is it neccessary for the ACC to have the biggest & flashest building in town? With massive salaries & bonuses? Bonuses for what? Overspending? Will people opt out of ACC to go with a private company? I doubt that the oldies amongst us will, long memories. The youngers might & they will learn the hard way. You cannot get something for nothing in this life, from Insurance companies. They will put clauses in the small print to not have to pat out.I remember those questions like " Have you any existing conditions? When one of those pops up again, a repeat of a condition, it will be "Sorry that is not our problem, go see the ACC. Yeah right. My advice to this Govt is "To leave it alone.Reduce the number of high/overpaid chiefs & look for wats of saving internal costs". Rant over. PJ If you had left this out, you would have my vote.....Labour have left this country such a mess, I query anyone's intelligence who supports them!	SolMiester (139)
823421	2009-10-24 09:38:00	Again, that's all nice and well . But the realities are, ACC kinda provides a guarantee, if it was privatized, sure maybe you will get something out of them . But it will not be as easy as ACC . It will involve the blame game, and it will involve court action . And that will not end well for anyone . Personally, I would rather sue companies for accidents NOT of mine own doinf, ACC takes that away, and makes you dance through hoops to get any compensation . . . . It needs to go!	SolMiester (139)
823422	2009-10-24 09:40:00	So you are perfectly fine with the idea of the top corporates earning 31% salary increases (eg. the head of NIWA, to a total of +-$500k PA) while the rest of us working folk are being asked to take wage reductions whilst prices skyrocket? I am not a fan of Labour, but nor am I a fan of the corporate ubermenschen that seem to be taking over this country at the expense of everyone else. Dont forget to add the complete articale, that was actually set over 1 yrs ago before the recession by the HSA, NOT the govt!!	SolMiester (139)
823423	2009-10-24 09:48:00	Too right, we are third class pieces of **** . Now prefect, are you a Maori? Did we non-Maori folk invade your land? You're a bloody hypocrite prefect . You are a bus driver . You aren't a business man in traditional sense . This is me just guessing, but you aren't rich (no offence) . And you are a bigger socialist than us, if I remember right about what you said about the Telecom boss earning his money in a thread a few weeks back . Do you know how much medical treatments cost? You can trust and vote for National, as did I . But you have to look at the realities here and now, not in fantasy land . Imagine this, ACC is gone . So you have to go private, will you afford paying 2-400 a month for your insurance? You are a bus driver, you have a very risky profession, you could easily get hurt (I'm a heavy machine operator, I'm even worse off) . It will cost you more to insure yourself than it would a banker who uses his phone and computer all day . Do you do any DIY or do you hire someone else? You'll have to call your insurance company and tell them you are climbing in your roof, and wait for their permission . If you don't tell them fall down break your back too bad, they weren't informed . Better luck next life . An analogy here is: I pay $1200 a year for car insurance, my policy includes me taking it off-road and if I happen to damage it, they'll sort me out . I pay about $500 more per year than someone else who wouldn't do this . A lot of 4x4 enthusiasts simply don't want to do this, instead they would get someone to tow them elsewhere and push it into a ditch . This does happen . And the insurance companies do catch these people . And they lose far more . The same thing will happen to you too . Don't expect any respect from private companies, you'll be just a number to them . National might be doing what it sees at the right thing for the government and the economy, and in a way I can see it too . But the realities are, everything will end up in overseas pockets and you'll be left waiting for 10 years to get your settlement . Hospitals will be next, and like I said, well be in Detroit . Be careful what you wish for, it might just come true . And to anyone who thinks National will not win the next election they are wrong too . Just as we half a decade of Labor we will have a decade of National . And both parties pull in opposite direction, ruthless socialism and now ruthless capitalism . errr, the employer has to cover the bulk of this, NOT the employee . . . where does the DIY scaremongering come from?, thats BS What you arent taking into consideration, is without insurance, we will have the ability to sue employers for accidents if not covered, and TBH, ACC doesnt entirely look after those properly anyway, instead, its money is spend on sports injuries, motor vehicle accidents or worse, back etc injuries not associated with accidents period . . . .	SolMiester (139)
823424	2009-10-24 10:27:00	Personally, I would rather sue companies for accidents NOT of mine own doinf, ACC takes that away, and makes you dance through hoops to get any compensation....It needs to go! I would completely agree too but the reality is you can sue all you like, and you can win all your like. What happens between the time you sue and the time you win? You lose everything you worked for over the last XYZ years. That's the problem. Look at the US, people do get settlements - I know a guy who has hit by a car and crippled, he got (from recollection) just over 1.4million. It took him nearly 4 years to get it. (My aunt was his lawyer) Sure 1.4m is great. And it's better than we have now, I also know of an incident a few years ago when a [trainee] roller driver's leg was crushed and amputated (the machine is known to have dysfunctional and they used to rest it on a slope against a concrete block) long story short, the company promised the guy full time permanent employment @ 55k for the rest of his life. The guy was aware of this issue, but he either forgot or was lazy. This is horrible, IMO. And there really is no win win in a situation like that. But if there were lawsuits it would have taken many years for him to win, and at worst there is a possibility that they could have blamed him for negligence. We do have a lot to lose. And I'd rather have ACC and private companies taking it to court. where does the DIY scaremongering come from?, thats BS sports injuries, motor vehicle accidents or worse, back etc injuries not associated with accidents period.... DYI is in the same category as sport. It's all just one giant can of worms. If there is privatization and it is inevitable, then let's have it. And we'll see what that goes. But I am sure in all of this, there will be people will don't lose, but who lose everything and increase dependencies on our welfare system. And in the end will cost the government and the people more.	Cato (6936)
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