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Thread ID: 108306	2010-03-23 06:19:00	Welfare and taxes changes	Nomad (952)	PC World Chat

Post ID	Timestamp	Content	User
869463	2010-03-23 06:19:00	I think it is about time. There might be changes to the DPB. Me thinks children is a personal responsibility, if they need help there is help but only temporarily. I would go one step further, they should not be limited to part time work. They should seek full time work. I also think all benefits should have a cut off period and then it becomes asset tested. Ie., if you been on the dole for 5yrs, then your assets becomes in question. You should sell it and spend it before you get more welfare than to let the person keep the house (thus the asset) and be allowed to live on the dole for many years. If I lost my job or a relationship that ends, or lost money on the financial market that is my problem. I don't expect taxpayers to bail me out or let me live on the dole for a couple years. If they choose not to work (myself included) that's fine but we fend for ourselves. I was also wrapped with the possible tax changes in terms of tax minimisation. Everyone should have the same opportunities to get where they want and for those who take that. I get annoyed that some can offset their activities and pay less tax than others or zero out their income and pay less tax than a child with pocket money in the bank and still collect low income assistance. Who knows, there may be how many or how few people on it, but at least it is in place for those few husslers out there. Then again, most people should not need to worry if it doesn't affect them. :D	Nomad (952)
869464	2010-03-23 06:35:00	What assets? I dont have any besides these PC's. The house I'm in isnt mine (its a flat). But they can have it by all means ! They can even have the TV in the room its 1/2 dead lol Thats if they can carry it out the door,without breaking their back	Speedy Gonzales (78)
869465	2010-03-23 06:42:00	What assets? I dont have any besides these PC's. The house I'm in isnt mine (its a flat). But they can have it by all means ! They can even have the TV in the room its 1/2 dead lol Thats if they can carry it out the door,without breaking their back If you look outside the square there are beneficiaries who own properties or that the benefit has accom supplement to support (at least) their mortgage payments. Like I say if it doesn't affect you don't sweat it. JIMO FWIW.	Nomad (952)
869466	2010-03-23 06:47:00	You dont have to have a mortgage to get a accom supplement. I'm getting it to pay the rent	Speedy Gonzales (78)
869467	2010-03-23 06:50:00	You dont have to have a mortgage to get a accom supplement. I'm getting it to pay the rent I know that but for a person to receive the dole with perhaps a $400k next to their name to me is unjust and for some of them to be long term beneficiaries. If I am not mistaken I think if one has a mortgage they might get a bit more than a person who is just paying rent.	Nomad (952)
869468	2010-03-23 07:02:00	True, but then if they have a mortgage, you'll probably need more than the dole to pay for it. And I doubt WINZ will give you money for it, without a good reason. If you can afford a mortgage, to buy a house, then you'll probably get shot if WINZ did find out	Speedy Gonzales (78)
869469	2010-03-23 07:22:00	They prob got it before they went on the dole. Refinanced the deal. But for the job thing. Be it under or over the table. B/c NZ has a voluntary tax system, tax dept can get info off others, but even if they know they are working, they are not allowed to tell other depts.	Nomad (952)
869470	2010-03-23 08:28:00	True, but then if they have a mortgage, you'll probably need more than the dole to pay for it. And I doubt WINZ will give you money for it, without a good reason. If you can afford a mortgage, to buy a house, then you'll probably get shot if WINZ did find out A stupid move, but in theory at least, you could put 500k in a non interest generating bank account, like a cheque account. There is no income generated therefore theoretically you can claim the dole because asset is not tested. As such you had no income. You just cannot get the extra grants and loans ie., child care, medical / dental bills, clothes, transport cost to get to the a job interview, help with food and utility cost etc. There are also some accounts that generates interest but are not considered income by winz, cannot remember what they were. Out of uni, it was advised, we I had a seminar, someone at the seminar was made redundant received redundancy payment and he could put it there, get the interest yet it wasn't counted that affected his entitlements.	Nomad (952)
869471	2010-03-23 19:46:00	there are beneficiaries who own properties or that the benefit has accom supplement to support (at least) their mortgage payments. Haha. I have a friend on the dole at the mo. No jobs in her area (Waitaki). Their mortgage is $130,000. Their Accommodation Supplement is the maximum for their area - $55. The maximum for Auckland is $125. You think it pays anywhere near your mortgage? And she should sell her house, of course, she'd get about $80000 for it I'd say.	pctek (84)
869472	2010-03-23 19:51:00	Of course not near the mortgage but given the same area, mortgage people may get a bit more than rental people (in the same area like Waitaki). I don't know, I never been a beneficiary with a mortgage. Well dole "should" be temporary. If it means needing to move to a diff part of the country to get a job so be it. Why should in my argument - long term beneficiaries keep their asset? Short term beneficiaries can keep it for the time being - no complaining from myself. IMO they can do it for a good 3 or 5yrs but not after that. They could get the money and relocate and help them get a job. Redivert mortgage money into rent money with greater prospects. Where do you draw the line? If no job in the area - do I be like that for 10yrs or 20yrs and just live on the dole? Then again some people may think, it's the government's problem not the person's. The government should create jobs in the most remote region or just accept to pay dole to people. :illogical	Nomad (952)
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