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Thread ID: 109795	2010-05-23 07:48:00	Credit Card Fraud	johcar (6283)	PC World Chat

Post ID	Timestamp	Content	User
887433	2010-05-23 07:48:00	Have you ever been a victim? I got a call from the ANZ (sounded like Australia) yesterday to ask if I had been making purchases from European stores in the early hours of Saturday morning - a couple of grand's worth of purchases. Needless to say, I hadn't. They had put a hold on my credit card because of the 'odd' purchase behaviour. I also got an email from Skype the same morning to say that a regular payment had been declined because my card had expired - strange, because it is due to expire in October - which first alerted me to something odd happening. So now I am without a card for a few days until they reissue. I have had calls from ANZ in the past when they have noticed 'out of the ordinary' purchase behaviour, but this is the first time there has been actual fraud. I have no idea how someone got hold of my card details, but I am very impressed with the service from the ANZ and their algorithms!! Kudos to ANZ!	johcar (6283)
887434	2010-05-23 07:55:00	Yup. I've had a call from the bnz asking if I'd made any purchases in Brazil as my credit card had just been used in a supermarket. They also stopped it as it was flagged as an out of the ordinary purchase. It was just after we got back from our oe so suspect that somewhere along the way someone had taken a copy of the card.	CYaBro (73)
887435	2010-05-23 07:59:00	Nope, never used one or needed one	Speedy Gonzales (78)
887436	2010-05-23 08:05:00	I had a similar call from National Bank about airline tickets being bought with my credit card in India - of course that would have been rather difficult for me to have legitimately done as I'd made a purchase only hours earlier in Wellington. They were great about it, and sorted it out quickly.	somebody (208)
887437	2010-05-23 09:14:00	Wasn't rung, but found a stange transaction from a macau based airline. ASB refunded me and changed the cards. In response I said to the wife, never use the household credit card on the internet again, and lowered the limit on my personal card to $500 and that's the only one used on the internet. And for anything overseas I use prezzy cards. Very handy.	psycik (12851)
887438	2010-05-23 20:55:00	Wasn't rung, but found a stange transaction from a macau based airline. ASB refunded me and changed the cards. In response I said to the wife, never use the household credit card on the internet again Why? It's the safest method of buying stuff on the net. As you see by your own experience and everyone elses, they sort it for you if it happens. That's why you pay all those fees...... And as for the net - it's if you used some dodgy site and entered your card details, not legitimate shops...	pctek (84)
887439	2010-05-23 21:41:00	I have been buying things over the internet for about 10 years using my credit card and have never had any problems. :)	Trev (427)
887440	2010-05-23 23:05:00	We have one card that we keep for ordering via the internet or by phone and when we are overseas. We have never had a problem with that, "touch wood". A few years ago our card number was one where the bank's credit card system had been hacked and our number was among those included in the hacking. As a precaution, that card was cancelled and a new one issued. More recently, the bank fraud system division advised that my card, which is only used in New Zealand, was used to try and purchase something in Pakistan. After discussion about any very recent payments, for which the card had been used and confirmation that these had been cleared, that card was cancelled and a new one issued. It didn't take long and I was grateful for their diligence. As far as I am concerened I hadn't used it at any 'dodgy' establishments, but even those that you think are trustworthy are only as good as the honesty and integrity of their staff.	Marnie (4574)
887441	2010-05-23 23:29:00	Most banks now have debit cards which can be used like a credit card for internet banking. The difference being that there must be funds in the account and any transaction over the card balance will be rejected. Very easy with internet banking to top up the debit card for the value of the purchase you wish to make and can't be used as a credit card even if someone does get your details.	SP8's (9836)
887442	2010-05-24 00:42:00	My wife joined a site for a "free" trial of Acai berry pills to trim a few Kilo a few months ago. If in two weeks you don't cancel they send you a monthly subscription and charge the credit card you entered. She canceled at day 10 (well under the time limit), but they charged 2x 139US anyway. They "claim" they refunded the money but no evidence and the last email sounded bollox. Needless to say i wasn't thrilled cause i think any site that offers free trial BUT asks for a credit card is probably a scam or at least potential scam. Anyway she learned a lesson and Visa are prob going to refund. Lastly Acai berry is a scam anyway, no more weight loss ability than broccoli, certainly no quick fix for a few kilos, stare well clear of all these sites and product itself.	Battleneter2 (9361)
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