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| Thread ID: 109795 | 2010-05-23 07:48:00 | Credit Card Fraud | johcar (6283) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 887443 | 2010-05-24 00:45:00 | Internet transactions are still generally regarded as more secure by those "in the know" than those "misinformed". Provided it's SSL encrypted, it's going to be a truckload more secure than passing information over the phone which is susceptible to: 1) The person at the other end writing the number down on paper for themselves before processing it 2) Phreaking 3) Somebody else listening in at a store as they read you back your number for confirmation You just don't get that with an online store. Provided they're using somebody reputable for their transaction processing, you're generally pretty worry-free purchasing online. It's the in-person or over-the-phone you've gotta worry about... |
Chilling_Silence (9) | ||
| 887444 | 2010-05-24 00:50:00 | Internet transactions are still generally regarded as more secure by those "in the know" than those "misinformed". Provided it's SSL encrypted, it's going to be a truckload more secure than passing information over the phone which is susceptible to: 1) The person at the other end writing the number down on paper for themselves before processing it 2) Phreaking 3) Somebody else listening in at a store as they read you back your number for confirmation You just don't get that with an online store. Provided they're using somebody reputable for their transaction processing, you're generally pretty worry-free purchasing online. It's the in-person or over-the-phone you've gotta worry about... That's why I'm baffled as to how my CC number has been intercepted... I have only ever used it via secure sites, to the best of my knowledge... |
johcar (6283) | ||
| 887445 | 2010-05-24 01:55:00 | The only problem that I have had was after a visit to Sydney, I had some $200 paid to a California Telephone Co (PacificBell I think). I could only remember one occasion when the card left me, at a restaurant. Westpac visa refunded it. | Brucem (8688) | ||
| 887446 | 2010-05-24 01:58:00 | Internet transactions are still generally regarded as more secure by those "in the know" than those "misinformed". Provided it's SSL encrypted, it's going to be a truckload more secure than passing information over the phone which is susceptible to: 1) The person at the other end writing the number down on paper for themselves before processing it 2) Phreaking 3) Somebody else listening in at a store as they read you back your number for confirmation You just don't get that with an online store. Provided they're using somebody reputable for their transaction processing, you're generally pretty worry-free purchasing online. It's the in-person or over-the-phone you've gotta worry about... Depends. I used SSL via ASB banking module - via the shop. I only used that c/c cos my BNZ didn't work, so I used my Kiwibank. The shop got their money but somehow a few more transactions popped up. My bet is the shop got the number and used it elsewhere ... At the time I only used that card once ever elsewhere ... I like the c/c protection. If I paid bank deposit, I would of lost it. |
Nomad (952) | ||
| 887447 | 2010-05-24 05:52:00 | A few years ago, when I had a work Visa, one monthly bill showed a transaction for $1.50 at a gas station in Mesa Verde. I hadn't been out of NZ, so I showed it to my admin lady who said it must be a mistake, we'll just leave it and see what happens. Well, for the next two months, my card was charged with thousands of dollars for airfares, accommodation, and food from all over Europe. The guy must have had a great time until the card was cancelled. In the meantime my company had to pay all the bills until Visa sorted it out and refunded the money. Lesson: look out for funny transactions and deal with them, no matter how small they are. |
TideMan (4279) | ||
| 887448 | 2010-05-24 09:14:00 | Wanted to pay a taxi fare using EFTPOS, the driver said his machine wasn't working so could I use my CC. Two days later had a phonecall from VISA, had I been trying to buy some airline tickets. They wouldn't tell me what had alerted them but cancelled my card and issued a new one. I still had the CC receipt and reported the incident to the cab company and the police. |
martynz (5445) | ||
| 887449 | 2010-05-24 10:22:00 | Wanted to pay a taxi fare using EFTPOS, the driver said his machine wasn't working so could I use my CC. Two days later had a phonecall from VISA, had I been trying to buy some airline tickets. They wouldn't tell me what had alerted them but cancelled my card and issued a new one. I still had the CC receipt and reported the incident to the cab company and the police. Taxi drivers eh.. When I was at uni, I used a taxi to help me change flats. Friends offered money but I said no thanks cos taxi support c/c right. He didn't want to use the c/c, in his words he said he's wasn't gonna take the "f'ing" c/c, he got off and threw my stuff out took whatever coins I had .... :( |
Nomad (952) | ||
| 887450 | 2010-05-24 20:28:00 | Taxi drivers eh.. When I was at uni, I used a taxi to help me change flats. Friends offered money but I said no thanks cos taxi support c/c right. He didn't want to use the c/c, in his words he said he's wasn't gonna take the "f'ing" c/c, he got off and threw my stuff out took whatever coins I had .... :( Credit cards are very risky for merchants - credit card companies usually side with the consumer when there's a dispute, and the merchant gets hit with the chargeback plus a "processing fee". A good friend of mine runs a small business and has to deal with people making dishonest chargebacks every month or so. |
somebody (208) | ||
| 887451 | 2010-05-25 05:44:00 | As most of these stories indicate - use a credit card, the banks are pretty good at getting their money back. You're spending the bank's money. Does anyone have anecdotes from using a debit card and getting better/worse service? I suspect that your protections when using a debit card aren't as good, since you're losing your own money. Why would the banks care? i think any site that offers free trial BUT asks for a credit card is probably a scam or at least potential scam. Lastly Acai berry is a scam anyway, no more weight loss ability than broccoli, certainly no quick fix for a few kilos, stare well clear of all these sites and product itself. Gee really? |
shermo (12739) | ||
| 887452 | 2010-05-28 21:20:00 | I suspect that your protections when using a debit card aren't as good, since you're losing your own money. Correct. There is no "charge-back" available for users of debit cards. No protection from card fraud. I wouldn't touch one with a barge pole!!! |
porkster (6331) | ||
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