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Thread ID: 111886	2010-08-15 21:57:00	Some welfare stats.	Cicero (40)	PC World Chat

Post ID	Timestamp	Content	User
1128152	2010-08-17 01:49:00	All looks about right unless one wants to nit pick. 1 income and welfare families do it very hard poor buggers. This is not just a NZ problem however, but small comfort. It's not about nit picking, it's about living within your means. Where this person has come off the rails is, W+I payment has already been eroded by debt (the amount not stated), Weekly expenses include credit card and HP, Weekly expenses include repayment of a fine. While my sympathies are with her, debt repayments should be no concern of anybody else. While the State has made sure the appropriate funds are there as a safety net, it may still be possible for her to consolidate those expenses with a loan. However, I suspect this has already been looked into and the most W+I can come up with is $4 a week. :(	WalOne (4202)
1128153	2010-08-17 01:58:00	Act stands for free enterprise,freedom of choice and small government . also vindictive and overly agressive sentencing, (putting more of the wrong people in prison for longer) they deal with the problem only by punishing the alleged offender . The have no intrest in rectifiying the root causes of the problem, which is why their justice policys fail and they will never get real power . They make all this sensationalist noise about being tough on alleged crime . Have they got the guts do a few simple Things in the law portfoilio that will have a major effect . EG: 0 . 000 drink drive alcahol limit . raise drinking age back to 20 or 21 . Which within 18 months would free 30% plus of existing court time and speed up the court turnaround times radically . raise tobacco purchasing age to 20 or 21 . raise driving age to 18 the basic new school leaving age . The two above would radically reduce healt and acc costs, quickly . raise voting age back to 20 or 21 . to stop labour buying the youth vote as in the student loans free intrest deal . No, because if they said they would do any of these basic simple things that need doing, they would not get the vote to power . Every election hyde goes on this sansationalist get tough on crime rave, is transparent and booring . the electorate has woken up to twinkel toes .	angry (15305)
1128154	2010-08-17 02:00:00	FBT i take it you are saying Fringe Benefit tax?? Start a new party:thumbs: fbt, fringe benifit tax, yes.	angry (15305)
1128155	2010-08-17 02:18:00	Hyde good guy, I like his get tough on crooks thinking. He was given up for dead in Epers a few years ago when polls showed the scum sucking commie greens in front, he never gave up. The guys got guts I admire him for going on dancing with the stars.	prefect (6291)
1128156	2010-08-17 02:45:00	I have a solution to this maybe. I am a Pensioner and have this by right. Pensioners are not or should not be lumped in as Bludgers on the Public tit in my opinion. Having said that I would support a Pension being means tested and the age entitlement being raised over time Move from Auckland to another place where rent is less. My rent is $148 per fortnight and I have a living alone allowance but no supplement as such. My rent is due to go up as of 31st of this month Do courses online to finish the study and if she does not have a PC she could move to where I am and use their PCs at an accredited NZQA Institution. I can't assume she has a PC or Internet at home. Whoops she does I now see. Fixed costs * Rent (2.5-bedroom flat in West Auckland) - $295.00 pw * Petrol (to Unitec Mt Albert 5 days pw + hospital visits etc) - $90.00 pw * Debt repayments (credit card + HP for child's clothes & shoes) - $50.00 pw * Power - $38.00 pw * Child's bus home from intermediate school - $27.00 pw * Phone/internet (required for study) - $26.00 pw * Parking (Unitec) - $12.00 pw * Medical costs (fixed weekly payment to friendly GP) - $10.00 pw * Water bill - $10.00 pw * Fines (no WOF or rego on car - still can't afford WOF) - $10.00 pw TOTAL - $568.00 pw Net deficit before food - $50.68 pw Deficit allowing $100 for food - $150.68 pw To attempt to address these issues one at a time. Rent=Move as already said. Car expenses = Sell car as she would not need same we have free School buses but no Public Buses apart from Inter City, Newmans and the like. I am on State Highway 1. There is a free minivan to Waikato Hospital which will pick you up at your door and drop you off at your door for example. This would save $139 per week if we take out the following:- Petrol, Child Bus, Parking which is free here and water rates which we don't pay as a separate issue but would be included by any Landlord as trying to make a profit on their investment. I might add that driving this vehicle on a regular basis may just add to extra fines if she does same 5 days per week. Phone bill would indicate she has a broadband connection. It is about what I pay for Telecom landline and Internet with a 10 Gig cap. Possibly she got a free ADSL Modem and therefore may be locked into a contract. But to break a contract may involve other fees as most of us know. Probably best to keep whatever ISP and bring the PC with her along with all equipment. Power seems reasonable enough and can't really see obvious savings there. I pay $64.00 per fortnight and I'm currently $38.92 in credit. Genesis has recently installed a new meter which chucks meter readers out the door and I am looking forward to my new bill which should arrive tomorrow. Nowhere do I see the total debt owed by this person itemised as to Credit card, Fines and etc. Another question is where is the Father of said child? Is child support paid? Is there a student loan involved at all? The person involved could get Taxi vouchers from WINZ. I also have to ask why she has to have a "friendly GP" to get the disability allowance. There may be some info that I'm not privy to but the questions have to be asked in my opinion and last but not least I am trying to offer an alternative rather than just having a moan. You do have to wonder about why a bank would give her a Credit card and why stores would extend credit in the first place.	Snorkbox (15764)
1128157	2010-08-17 02:56:00	I knew that would start a rant. Somewhere smaller and cheaper? What's cheaper in Auckland? Had a look at rents lately? And it's no like she is sitting on her bum - she is studying. I'd say that means she wants a decent job and the ability to get off her benefit once she's finished. Geez, give her a chance......... On disability allowance? What are the chances of getting work if she is disabled? My answer is to move from Auckland but then you did that and then moved back to Auckland. Have you got a paid employment job yet and if so then what?	Snorkbox (15764)
1128158	2010-08-17 02:59:00	also vindictive and overly agressive sentencing, (putting more of the wrong people in prison for longer) they deal with the problem only by punishing the alleged offender . The have no intrest in rectifiying the root causes of the problem, which is why their justice policys fail and they will never get real power . They make all this sensationalist noise about being tough on alleged crime . Have they got the guts do a few simple Things in the law portfoilio that will have a major effect . EG: 0 . 000 drink drive alcahol limit . raise drinking age back to 20 or 21 . Which within 18 months would free 30% plus of existing court time and speed up the court turnaround times radically . raise tobacco purchasing age to 20 or 21 . raise driving age to 18 the basic new school leaving age . The two above would radically reduce healt and acc costs, quickly . raise voting age back to 20 or 21 . to stop labour buying the youth vote as in the student loans free intrest deal . No, because if they said they would do any of these basic simple things that need doing, they would not get the vote to power . Every election hyde goes on this sansationalist get tough on crime rave, is transparent and booring . the electorate has woken up to twinkel toes . Zero drink drive limit is rubbish, if you think that will stop the drink drivers as the only ones who crash are the ones over the existing limit anyway . . . . this is a prime example of reactionary politics, and the Labours major pitfall . As for raising the drinking age, that too is a load of bollocks . The issue is with binge drinking not drinking per sa . I do agree though that the voting age should be raised, as it is perfectly clear, while today's youth are more knowledgeable, they are more immature!	SolMiester (139)
1128159	2010-08-17 03:08:00	On disability allowance? What are the chances of getting work if she is disabled? My father's feet has grown deformed since he was little. There's this little bone in each foot that has somehow gravitated downwards and now makes contact with the ground. He cannot run, as the impact due to running would result in a whole lot of pain. Walking is fine, but if he doesn't wear his special feet soles then he'll be off his feet for a few days. His job involves a lot of standing up. It doesn't do his feet any good - he's been to the podiatrist and back. He's had a disabled parking permit for a couple of years now. I don't really know the severity of her disability, but the term 'disabled' here is very subjective.....perhaps many are simply whinging too much?	qazwsxokmijn (102)
1128160	2010-08-17 03:20:00	I have a solution to this maybe . I am a Pensioner and have this by right . Move from Auckland to another place where rent is less . Rent=Move as already said . Car expenses = Sell car I am on State Highway 1 . There is a free minivan to Waikato Hospital which will pick you up at your door and drop you off at your door for example . This would save $139 per week if we take out the following:- Nowhere do I see the total debt owed by this person itemised as to Credit card, Fines and etc . Another question is where is the Father of said child? The person involved could get Taxi vouchers from WINZ . I'd say most of her debt has probably come from the car - fines . And WINZ give taxi vouchers? They wouldn't even give her a used bus ticket . , You think they do stuff like that? You are sadly mistaken . Pension by right huh? Lucky you - I think the pension is going to disappear totally eventually . Move where? She can't change her tertiary institution just like that you know and Auckland is one of the top 2 places in the country for work . How nice you have buses . Depends where she lives but Auckland isn't exactly brilliant for public transport . When I lived in Massey I couldn't believe I could not catch a bus from Triangle rd for instance - a main rd .	pctek (84)
1128161	2010-08-17 03:37:00	Well .. a normal student afaik even a mature student needs to access student loans right? Get maybe ~$160 a week on the living loan with $1,000 for other stuff like travel (buses, petrol and internet, books). Seems like these people who go thru Winz has it better. Are these part time :confused: Also afaik childcare costs with studnet loans are taken from that $1,000 as well (for the year).	Nomad (952)
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