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Thread ID: 116895 2011-03-24 21:36:00 do you have to sign for a credit card use? robsonde (120) PC World Chat
Post ID Timestamp Content User
1189111 2011-03-25 00:07:00 Most car park machines don't require a PIN when you pay for parking. The only one I have come across is Sky City in AKL paulw (1826)
1189112 2011-03-25 00:16:00 This is topical - a McDonalds employee ran up a $2.30 charge for a cheeseburger, using the credit card a policeman left behind ...

HERE (www.nzherald.co.nz)

Proves there's always a hidden cost when you make the bad decision to eat junk food!

But the employee should have been fired. What sort of message does that send, especially from a cop who did not want to take it any further "because it would clog up police resources"?
tuiruru (12277)
1189113 2011-03-25 00:42:00 When it come to Credit Card companies, the retailer is most definitely NOT God. Visa and Mastercard dictate the terms and the retailer must bend over and take it. And smile and say thank you.

Wrong.

Retailers will still sell their products, whether it be card or cash. If they all banded together and refused to accept credit cards it won't be the retailers out of business.

If cash was the only means of payment, people will still buy petrol, cauliflower and a new fridge.

The retailers bank holds a lot more sway in the overall picture than the card issuer's bank.

Visa and MasterCard dictate terms, TO A POINT. They both know, as I've dealt with them both in the US, which side of their bread is buttered.
allblack (6574)
1189114 2011-03-25 02:59:00 WTF???

I can't imagine the Credit Card companies being very happy about this.

Although I guess any complaints would be refunded to their customer and the retailer would just 'suck it up'.

How fast do they need to put the transaction though that saving the time that a signature or a PIN entry takes is going to make them more efficient???

Not good for the Credit Card company image though (or the retailer for that matter)....

And MacDonald's should be ashamed not sacking that staff member - that is out-and-out theft. Doesn't matter the value of the item. The card didn't belong to the staff member, and the staff member would know it didn't belong to him/her.

If $2.30 is OK to steal, then I guess $2.50 is OK too. And so is $5.00 - so $50.00 must be OK too, so then is $500.00. $5000? $50,000? $500,000? $5,000,000? (But now we're getting into territory that is fiercely defended by failed finance company directors....)

Who makes the call on when a specific dollar value becomes theft?
As you say theft is theft and the employee should have been sacked. It is by letting the little things slip by that the big things appear.
mikebartnz (21)
1189115 2011-03-25 03:16:00 Ha! Agreed!

Attached is from our local "free" newspaper this week!

Seems we may have a bit more of a hard line round here!
tuiruru (12277)
1189116 2011-03-25 03:22:00 Another reason for the chipped cards is so the card skimming devices don't work at ATM machines that are put there by thieves.
:)
Trev (427)
1189117 2011-03-25 03:27:00 Back in the days when credit card transactions were done with the zip zap machines dishonest people use to go through shops rubbish to try and get the carbon copies of the transactions to get the credit card details off them. In a place I use to work at then some of our customers always requested that we gave them the carbon copies of there transactions.
:)
Trev (427)
1189118 2011-03-25 09:50:00 At work I just do what the machine tells me. If it asks for a sig, I make damn sure they sign it right. Offended a few people by asking them to re-sign, but it's my ass on the line.

As I understand it, the new chip cards are slower in some machines because they encrypt all data transferred, whereas the mag-stripes only encrypt sensitive portions of the transaction. Or at least, that's what the EFTPOS guys tell me.
ubergeek85 (131)
1189119 2011-03-25 12:47:00 Wrong.

Retailers will still sell their products, whether it be card or cash. If they all banded together and refused to accept credit cards it won't be the retailers out of business.

Well what about the poor customer who wants to pay by credit card, they will
just take their business somewhere else. So they will lose the sale.
wmoore (6009)
1189120 2011-03-25 17:02:00 Well what about the poor customer who wants to pay by credit card, they will
just take their business somewhere else. So they will lose the sale.

Read it again.

The point was, if no retailers accepted credit cards etc etc etc.

Retailers will survive, just as they did before cards were invented.
allblack (6574)
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