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Thread ID: 118559	2011-06-10 11:53:00	What would you do?	hueybot3000 (3646)	PC World Chat

Post ID	Timestamp	Content	User
1208334	2011-06-11 04:34:00	Thanks guys, I thought I was on the right track but it just feels odd having money given to me. Ive never claimed anything insurance ever so its all new. :( I suppose "renting" as opposed to owning a house helps ?. The majority of us are in what's called a "Queue", having been in the insurance game, we put in an early claim for the September jolt, but only had the full assessment done a week before the second jolt. Our son came down from up north and filed the second claim within the week of February's bigger jolt and we have had the quick 10 minute appraisal. huey you were very lucky to be paid out so promptly, did the insurance coy. not inspect the damaged goods ?. We have heard of a lot of items that were pushed as opposed to falling off/over, tvs' especially. There are going to be a lot of honest people out of pocket on account of these fraudulent claims and it's good to see you making an effort. Lurking.	Lurking (218)
1208335	2011-06-11 06:08:00	Sorry I thought I was more clear. I havent been paid out. Im in the que as well. Im just saying what i plan to do. I have kept the items damaged that I could as told by eqc. But moving house plus the damage and water/silt damage to some of it meant it just wasnt practical so I took photos and left it. The only people I have heard of being paid out for contents are those who had damage to their houses over the $115k. And yes renting is definitely an advantage in this situation. It as depressing enough picking up your life out of a trashed muddy house and moving on without having to say goodbye to a house you owned.	hueybot3000 (3646)
1208336	2011-06-11 10:17:00	A lot of people will be living off their credit cards until they get paid out & rack up insane amounts of penalty interest. I hope the banks are lenient with people in that situation. Insurance companies don't like you fixing anything yourself unless the item is declared a write off & you purchase it back off them for the salvage value.	Greven (91)
1208337	2011-06-11 10:41:00	Actually I dont know why you even bothered starting this thread apart from trying to say your such a goody goody. If its such a worry for you with the insurance money give it to a charity.	Clod (7853)
1208338	2011-06-11 10:51:00	What I am planning to do once the money finally comes is pay off credit card, which has gotten out of control (and recently been cut up) and spent the rest on a few other things. The items damaged weren't all necessary and to be honest I have no intention on replacing a few of them because the money could be spent on better things. It may not be as much as one thinks, by the time the Insurance people take age/fair wear and tear into account. Anything that's pretty new, dig out the relevant payment details and keep with your claim documents. Lurking.	Lurking (218)
1208339	2011-06-11 11:01:00	Actually I dont know why you even bothered starting this thread apart from trying to say your such a goody goody. If its such a worry for you with the insurance money give it to a charity. Live in Christchurch Clod ?. A bit of light relief goes a long way, when you have wallowed in the s h i t that has affected so many folk in Christchurch. huey, I hope you find good housing, but watch out for the ripoff land lords. Lurking.	Lurking (218)
1208340	2011-06-12 10:04:00	Actually I dont know why you even bothered starting this thread apart from trying to say your such a goody goody. If its such a worry for you with the insurance money give it to a charity. Actually I don't know why you bothered replying if you were just going to attack me. I am aware that insurance will factor age and have tried to allow for that on the form thing you fill in. Alot of stuff is reasonable new though so I figure its worth mostly what I paid in the first place. Some things you have to guess though because it was a while ago.	hueybot3000 (3646)
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