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| Thread ID: 124931 | 2012-05-28 07:49:00 | Pleading poverty by parents getting tedious. | mzee (3324) | PC World Chat |
| Post ID | Timestamp | Content | User | ||
| 1278023 | 2012-05-29 21:15:00 | It's easy to just put your assets in to a trust so that you no longer technically own them, and just setup your children as beneficiaries or the likes. Keeps your home in the family name, while still allowing you to take money. This was specifically an issue a while back relating to means-tested support for rest homes. | Chilling_Silence (9) | ||
| 1278024 | 2012-05-29 21:51:00 | Since when is the pension a handout? It is called a pension because those who have been working for 40 years odd have paid their tax and can then claim it! When you are 65, or whatever age future govts may decide, please get back on here and tell us if it is a handout, or whether you think that you have paid enough tax to deserve a pension. LL Receiving superannuation payments has zero to do with how much, if any, tax you have ever paid in NZ. You really only need to be an NZ resident over 65, and I think you have to have been here for 5 years or more. You can still receive it even if you've been on some other form of benefit the entire time you've lived in NZ and have not worked at all. Is it fair? No, it's not. It's stupid. Personally I'd love to see the amounts paid for superannuation increased significantly, but greater restrictions put in place on who can get it - is it really right that we pay someone who moved here at 55 and sat on a benefit for 10 years, the same super as someone who lived here their whole life, worked for 45 years paying tax etc? |
inphinity (7274) | ||
| 1278025 | 2012-05-29 22:07:00 | IMO the welfare should be asset tested at least in the long term. How often they had it should be tallied up, if they been off the dole for say 5yrs they might get the counter resetteed .... You get tested every 12 months to re apply for Unemployment Benefit. IMO with the current situation this would be a mistake to make things harder than they are already. Everyone says there are jobs out there well there are certainly not in some ares are dying because of this, and the reason is outsourcing overseas and less manual work and more computerised work. Smart arse answer comes back as move then! If you own your own home and the area is dying who will buy your house? You are left with a millstone of a debt of rising council rates etc. Of course you could rent your house out....oh hang on if there is no work who will rent your house? Oh thats right the unemployed. Reducing someones benfit payments with out giving them a stepping stone and REAL option is a mistake that ends in debt, anti social behaviour, criminal records and even suicide. So is there an easy fix? Yes we can just type the fix here because we all have the answer in our minds. |
coldfront (15814) | ||
| 1278026 | 2012-05-29 22:13:00 | Yep but it's not asset tested . If they been on the benefit for "many" yrs they could use some of their equity . Of course there are situations at discretion but speaking of the majority in the major cities . Didn't say reducing benefit levels at all . Just about releasing/consume the equities . But of course there are ways around it but at least . . But in terms of the pension . Some countries don't have the pension, it's culture that the children look after the elderly and afaik could be sued if they don't . Some countries have also handed out govt rebates and they have had some backlash from its own people . B/c if you were born in XXXX but left when you were 5yrs old so you had a birth certificate or you were not born there but have proof that you worked their say 5yrs and then left the country . When you are overseas you can still get the rebate while you have no intention of ever going back . Locally in NZ, I think the conditions has been reduced now, to maintain a pension you now need to be in the country for maybe 6 months of the year . So what some do is plan it so they go overseas no more than 6 months like if they have friends/family/holiday homes to keep the pension trickling in . . . . |
Nomad (952) | ||
| 1278027 | 2012-05-29 23:22:00 | I am about to loose my Acc and at the moment I can't get a job . I have a trade which I can no longer do I am in pain if I do any manual work now, acc say i'm fit to work 30 hours a week . There are very few jobs here, i am 45 this year so who want's to employ a 45 year old partial invalid you guessed it no one and I want to work every job I apply for I say I am able to start immediately yet in the 20 jobs I have applied for so far I have got 1 interview . Do I want to go on the dole NO do I have a choice until my step son leaves school at end of the year no until then I will keep trying and at the end of the year we will probably have to move away so I can get work . I am stuck in limbo through no fault of my own but if Imend up on tge dole I will be labelled a bludger . Thanks |
gary67 (56) | ||
| 1278028 | 2012-05-29 23:40:00 | Since when is the pension a handout? It is called a pension because those who have been working for 40 years odd have paid their tax and can then claim it! When you are 65, or whatever age future govts may decide, please get back on here and tell us if it is a handout, or whether you think that you have paid enough tax to deserve a pension. LL Im amazed that so many think the pension isnt welfare. Bit of a Greek attitude, thats working well so for them. You havnt paid enough taxes to cover when you were working, thats why NZ owes so much money !!!! Its welfare = govt handout. in 20 years , every fifth person will be paying tax just to cover predicted pensions . How can that possibly be sustainable . why should someone sitting on a freehold house worth 400K++ be able to claim a handout/pension. There will be no pension, as we know it, for the upcoming generations. Stop being so selfish & get real |
1101 (13337) | ||
| 1278029 | 2012-05-29 23:44:00 | I am stuck in limbo through no fault of my own but if Imend up on tge dole I will be labelled a bludger. Thanks I guess it depends on different peoples views, but I don't see this situation, as you've described it, as bludging. There needs to be *some* support, sure. My problem with it, is it's too easily (and all-too-commonly) abused. I know at least 3 people receiving unemployment benefits who have turned down jobs in the last 6 months - and none were for genuine reasons, they just didn't feel like working when they can laze around getting free money. |
inphinity (7274) | ||
| 1278030 | 2012-05-30 00:03:00 | I guess it depends on different peoples views, but I don't see this situation, as you've described it, as bludging. There needs to be *some* support, sure. My problem with it, is it's too easily (and all-too-commonly) abused. I know at least 3 people receiving unemployment benefits who have turned down jobs in the last 6 months - and none were for genuine reasons, they just didn't feel like working when they can laze around getting free money. Hear hear! Genuine people like yourself who are actually actively seeking employment, and not being picky about it, nothing wrong as far as I'm concerned with taking the dole to support you during tough times. It's the people who live off it, and turn down jobs, and are picky, they're the real bludgers.... |
Chilling_Silence (9) | ||
| 1278031 | 2012-05-30 00:07:00 | Im amazed that so many think the pension isnt welfare. Bit of a Greek attitude, thats working well so for them. You havnt paid enough taxes to cover when you were working, thats why NZ owes so much money !!!! Its welfare = govt handout. in 20 years , every fifth person will be paying tax just to cover predicted pensions . How can that possibly be sustainable . why should someone sitting on a freehold house worth 400K++ be able to claim a handout/pension. There will be no pension, as we know it, for the upcoming generations. Stop being so selfish & get real :groan: what a shocker Thats why there will be no jobs because everyone has to keep working till they drop |
Gobe1 (6290) | ||
| 1278032 | 2012-05-30 00:11:00 | Im amazed that so many think the pension isnt welfare. Bit of a Greek attitude, thats working well so for them. You havnt paid enough taxes to cover when you were working, thats why NZ owes so much money !!!! Its welfare = govt handout. in 20 years , every fifth person will be paying tax just to cover predicted pensions . How can that possibly be sustainable . why should someone sitting on a freehold house worth 400K++ be able to claim a handout/pension. There will be no pension, as we know it, for the upcoming generations. Stop being so selfish & get realI have to disagree with you on much of that. People have been paying enough taxes and still do, it is that the Govt have been using that money for other wasteful ventures, giving it away by the millions to other countries, blowing it on their own expenditure, giving it to Maoris etc etc. The Govt has mis-managed funds for years instead of correctly budgeting and putting it asside (like we are all taught to do when we have bills etc). Will there be enough for future generations? no, of course not, because the Govt is still mis-spending the money it receives (and on its own self-importance with its members) and still not putting anything aside for the future. Stop all ex-politition expenditure and payments to start with. |
Iantech (16386) | ||
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