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Thread ID: 42380	2004-02-09 12:01:00	[OT] Leasing A PC	Lohsing (219)	Press F1

Post ID	Timestamp	Content	User
214060	2004-02-09 12:01:00	Hey guys, Guess this question goes to users who are typically younger and wanting high end PC's . Ok . . . If you were offered a high end custom made PC designed from parts of several major PC suppliers (Gigabyte, Asus, etc) - would you be open to a lease plan of some type? ie . I'm trying to figure out if there is a market for these PC's to be built and then leased to end-users in NZ for $20 to $30 a week over 3 years? I figure that if you can have a wide selection, then you can charge a premium for this kind of service . . . too often I see people resorting to Pricespy to build a PC, but if a part fails, you need to go through the hassle of dealing with non-friendly PC staff with generally poor customer service skills . The places with good customer service skills tend also to be more expensive, with employees who don't read up reviews and take the time to keep up to speed on newer technology . . . Surely there must be a balance that can be achieved . . . something with a reach like the (now infamous) PC Company, while providing a fully customisable PC AND finance on top of all this . I guess the money is made when you can finance these deals yourself without the need for someone else to do it? Am I just ranting and raving here, or would somone like a high end P4 3 . 4 with 2 gigs DDR, 120gig SATA drive, DVD writer, etc . . . all for $30 a week?? I just haven't seen someone market this service yet . Lo .	Lohsing (219)
214061	2004-02-09 12:11:00	Many computer stores can offer a lease deal,specs are unimportent,but why unless your were a business doing it for tax reasons would anyone want to lease a system? And a business is highy unlikely to want a top spec machine.....	metla (154)
214062	2004-02-09 12:14:00	Exactly... but how many offer lease deals on high end PC's targeting students and younger kids wanting flash toys? None that I can think of. That's the point of difference. $1000 now is big money to anyone on a part time salary, but $20 - $30 a week? And you get your own custom made Intel or AMD PC? The other thing to be aware of is that you would need a guarantor... People under 18 can't be legally held on contracts, can they?? Lo.	Lohsing (219)
214063	2004-02-09 12:27:00	You do realise you don't get to own the pc? Just pay for the privlidge of using the pc while its in your possesion and your paying the lease.It always remains the property of the leasor and gets retunrd to them when the lease is up. If your referring to finance to buy then all computer stores offer it.....and thats not a lease. Hell,i could finance you into a top spec machine in 15 minutes....	metla (154)
214064	2004-02-09 18:07:00	I agree with Metla, you also have to look at the fact that if someone is wanting a high spec machine to play high spec games then, their upgrade routine is going to be a lot shorter than the 3 years you propose in your lease. For example watch all these kiddies upgrade to play DOOM3 and Half-life2.	roofus (483)
214065	2004-02-09 19:17:00	Hmmm... I guess you're both right... the product is there, but I still don't think it has been marketed correctly yet. Lo.	Lohsing (219)
214066	2004-02-09 21:08:00	Interesting idea . You haven't had any replies from young impoverished students yet . I don't know if $30 would be enough and 3 years might be too long . You have to assume the machine is worth close to nil at the end, cover the cost of putting it together in the first place, wages for your effort, allowance for repairs and maintenance, and a profit as a reward for business effort . Metla knows what he is talking about . There might be a market in a big enough city such as Auckland . You could always try and see . I suggest you get some accountancy advice . Cheers Winston001	Winston001 (3612)
214067	2004-02-09 21:35:00	> Interesting idea. You haven't had any replies from > young impoverished students yet. > > I don't know if $30 would be enough and 3 years might > be too long. > You have to assume the machine is worth close to nil > at the end, cover the cost of putting it together in > the first place, wages for your effort, allowance for > repairs and maintenance, and a profit as a reward for > business effort. > > Metla knows what he is talking about. There might be > a market in a big enough city such as Auckland. > > You could always try and see. I suggest you get some > accountancy advice. > > Cheers > Winston001 As a young impoverished student, I doubt whether I would go for such a lease. I looked into the possibility of leasing a laptop, and it just wasn't cost-effective. As someone else has said, leases are best for businesses, where the tax issue bears some relevance. Rent-to-buy is a different story, but in the end you pay more for the interest on the hire-purchase agreement. The lease idea falls down, because a student would end up paying $4680 over three years for a computer they can't keep at the end. Even after three years, a 3.2Ghz, 2Gig DDR RAM system is still going to be more than adequate, especially if it's upgraded during those three years. To the student, it's throwing nearly $5000 down the toilet, and I can tell you that student loans just aren't what they used to be. Anyone that can afford to throw that much money away could probably arrange finance for a cash deal to buy the computer and upgrade it themselves... Lizard	Lizard (2409)
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