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Thread ID: 130986 2013-04-23 02:48:00 Mighty River Power - Tax on Dividends Pato (2463) PC World Chat
Post ID Timestamp Content User
1338173 2013-04-23 02:48:00 I am trying to get my head around the tax. I see tax is at 33% but I guess this comes down with Imputation Credits?.
Can some knowlegable person explain, in simple terms, how this works please?.
Pato (2463)
1338174 2013-04-23 04:40:00 It's a bit complicated. Go to this website.

www.ird.govt.nz
Richard (739)
1338175 2013-04-23 04:55:00 It's a bit complicated. Go to this website.

www.ird.govt.nz are not kidding. I initially looked at that site and I thought there may have been a simpler explanation, but perhaps not. My neighbour asked me the question and I couldn't answer him. He is on the lowest tax rate and all his income is taxed at source so he doesn't put in a tax return. I presume if he got MRP shares he would then have to put in a tax return to obtain the Imputation Credits?.
Pato (2463)
1338176 2013-04-23 05:16:00 From what sources is your neighbour's income derived? Is he sure he is being taxed at the correct rate now? Does he have any other shares?

If he has none, I suggest he doesn't start with Mighty River. If he wants to get into the sharemarket he should talk to a reputable broker. The consultation should be free.
Richard (739)
1338177 2013-04-23 05:36:00 A lot of folk will be filling in an IR3 form, we will continue to fill one in if the tax at source is 33% and there are imputation credits (lol) to claim back.

Our tax rate is now 17.5%, poor pensioners' ehhh!

Lurking.
Lurking (218)
1338178 2013-04-23 05:50:00 From what sources is your neighbour's income derived? Is he sure he is being taxed at the correct rate now? Does he have any other shares?

If he has none, I suggest he doesn't start with Mighty River. If he wants to get into the sharemarket he should talk to a reputable broker. The consultation should be free.I can't answer any of that but I will pass on your comments. I am keeping well out of the sharemarket myself especially when the Government is involved.
Pato (2463)
1338179 2013-04-23 05:59:00 Dividends are required to have tax credits of 33%. At the current company tax rate of 28%, the remaining 5% is made up of withholding tax. If you have no other income, having your tax assessed at the end of the year will generate a refund of the 5% withholding tax. The imputation credits will be more than is required to cover the tax on the dividend, but is not refundable. The unused credits carry forward to the following year. If you have other income, the imputation credits are deducted from the total tax on all your income. This can result in other withholding tax eg PAYE being refunded if your average tax rate works out lower than 28%. To get the refunds you have to file a tax return, or have a personal tax summary issued, which includes the dividend income. wotz (335)
1338180 2013-04-23 06:54:00 Thanks Wotz. That explanation will be of help. Cheers. Pato (2463)
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