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Thread ID: 55604 2005-03-15 02:06:00 Internet banking password question. Brian B (6530) Press F1
Post ID Timestamp Content User
334102 2005-03-15 03:49:00 ASB does that - but only if the total transactions go over $2500.
Not a lot of use to me - I don't have a cellphone.
Still avoiding what I said before though........
pctek (84)
334103 2005-03-15 03:56:00 [QUOTE=People just have to realise that they shouldn't access their banking unless they know the machine is clean.Period.The buck has to stop with the user.
And anyone accessing their bank account from a Net Cafe needs to be banned from online banking for life.[/QUOTE]

All very well and easy to say but what is the answer.
How are people to know if their machine is clean. What program is there to reliably detect and remove key loggers.
Most of the recent problems have been from home computers not by using public computers.
Safari (3993)
334104 2005-03-15 03:58:00 Simple . Just change your password to <empty> . When it asks for the password, just hit Enter . That way, the password can't be stolen, because nothing is being sent . :cool: :thumbs:









Yes, I know . This is a joke .
Graham L (2)
334105 2005-03-15 04:14:00 All very well and easy to say but what is the answer.
How are people to know if their machine is clean. What program is there to reliably detect and remove key loggers.
Most of the recent problems have been from home computers not by using public computers.

Education, not only about the type of threats but how to avoid them (as in use Firefox).If users have to jump through a few hoops to prove they are capable of using net banking then so be it.

And every new user should be required to get their comp looked at and given a service/clean bill of health.

And lets not pretend you have any idea whether the most recent problems have been home users or net cafe's, neither the banks,the threiving scum or the Cafe's are going to tell you that info.
Metla (12)
334106 2005-03-15 04:21:00 Would using Linux for your internet banking help security?

Plus a dose of common sense (of course), like not record passwords on the computer etc.
jcr1 (893)
334107 2005-03-15 04:34:00 Education, not only about the type of threats but how to avoid them (as in use Firefox).If users have to jump through a few hoops to prove they are capable of using net banking then so be it.

And every new user should be required to get their comp looked at and given a service/clean bill of health.

And lets not pretend you have any idea whether the most recent problems have been home users or net cafe's, neither the banks,the threiving scum or the Cafe's are going to tell you that info.

You are in a dream world.
You only have to look at the number of people infected with spyware to see the problem and many of those are even aware of the problem and how to prevent infection and run firewalls, antivirus and spyware programs and they still get infected.

You can read media reports of these incidents as well as I can and they state that the person concerned was using a home computer and had not been anywhere near a public computer.

So - how does one know with absolute certainty that there is no key logger on their computer, apart from using a Mac that is.
It is a bit like asking are you sure you do not have any spyware or dialers installed and the answer is you don't short of a complete reformat and reinstall of a clean system. Spyware removal programs will remove most but there is always the possibility that something will be missed.

Are you willing to give a customer a written guarantee after checking their computer that it is free of any key loggers.
If so would be interested to know how you can be so sure.
Safari (3993)
334108 2005-03-15 04:36:00 All very well and easy to say but what is the answer.
How are people to know if their machine is clean. What program is there to reliably detect and remove key loggers.
Most of the recent problems have been from home computers not by using public computers.[/QUOTE]
Adaware, spybot, hijackthis to name a few.
Using a FIREWALL so you eleiminate most of the problem in the first place.
Not downloading dodgy "speed up your internet/pc" type programs off the net.
Checking here:
www3.ca.com
to see if that software you must downlaod is on the spyware list first.
Then bleat at the bank.
pctek (84)
334109 2005-03-15 05:00:00 And every new user should be required to get their comp looked at and given a service/clean bill of health.....................................

Are you willing to give a customer a written guarantee after checking their computer that it is free of any key loggers.
If so would be interested to know how you can be so sure.

yeh and what happens if you get it wrong......?
you'll need some nasty insurance for that one...........

and of course theres always new stuff comin along so you can send a pc home with a 'clean bill of health' but in minutes it could be reinfected specially if the user has teenagers who insist on downlaodin everythin under the sun and NOT scanning it........

I think the phone notification of temporary 'key' is a damn good idea......and as for the STUPID bank who only do tha tif the trans is over $2500.....well what if you have $1,000,000 in the bank but you do a $50 trans and your number gets hacked then the $999,950 dollars remaining get nicked..........pretty dumb idea..........
drcspy (146)
334110 2005-03-15 05:00:00 This is what Symentec have to say about MarketScore

When Spyware . Marketscore is installed on a computer, it starts a proxy service . Once this service runs, all the Internet connections will be routed through the Marketscore's proxy (OSSProxy) .

The publisher claims to improve the speed of the Internet connection by using OSSProxy . However, because all of your Internet connections will go through the Marketscore's proxy, and your Internet usage information may be logged and submitted to Marketscore's customer companies, this could create security risks .

More here . symantec . com/avcenter/venc/data/spyware . marketscore . html" target="_blank">securityresponse . symantec . com
Davesdad (923)
334111 2005-03-15 06:16:00 Safari,

Media reports?

Nice, I forget even "learned" people are gullible. The banks do not disclose security breaches to the media, its not in their interest to have such details known by the public, it does serious damage to their image.

As for ensuring no malicios code is resident on the machine,easy and obvious, format it,then educate the user on spyware.It won't finish the issue but it would reduce it by a massive,and i mean MASSIVE amount.


As for the Mac comment, thats just ignorance, there are keyloggers for Macs,and your platform of choice would be shredded within minutes if the combined efforts of hackers and shysters worldwide was turned upon it.

Please refrain from trying to educate me on the realities of the situation, Im miles ahead.
Metla (12)
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